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Help me understand how the score could be different,(same day) unless the score instantly dropped because of the hard pull.
Thanks~
The TU Fico from here ist not the TU Fico Discover uses I guess. But EQ should be the same.
TU sells multiple FICO scores. The one from here (TU Fico Classic TU-01 I believe) is the one that most lenders will see.
When Discover pulled my EQ it was a good 15 pts less than the EQ I bought here. Someone said that the one they use is "enhanced", whatever that means.
They pulled a TU Credit Card Enhanced FICO on me. It was a good 40 points lower than my myFICO score
@injustifiiable wrote:When Discover pulled my EQ it was a good 15 pts less than the EQ I bought here. Someone said that the one they use is "enhanced", whatever that means.
Credit Card Enhanced is a proprietary product, much like Auto Enhanced. It is not what is considered to be your FICO score.
@SwiftTone wrote:They pulled a TU Credit Card Enhanced FICO on me. It was a good 40 points lower than my myFICO score
Thanks for the info. I appreciate it!
@jagshere wrote:Help me understand how the score could be different,(same day) unless the score instantly dropped because of the hard pull.
Thanks~
Because there are like 30+ variations in FICO score just for credit card enhanced model.
When Discover sende me a TU FICO, it tends to match the one Walmart gives me.