C24Webb wrote:Why don't you trust Android Pay? Given that fact, this might not even matter to you... However, from Google: When you use your phone to pay in stores, Android Pay doesn’t send your actual credit or debit card number with your payment. Instead we use a virtual account number to represent your account info – so your card details stay safe and secure. And this: If your phone is ever lost or stolen, you can use Android Device Manager to instantly lock it from anywhere, secure it with a new password, or wipe it clean of personal data.
So, in theory, you are less likely to experience credit card fraud because you are not using the actual account information. This incentivizes Chase, obviously, because they would pay out less for fraudulent purchases, and it might incentivize consumers because they'd be saved a headache or two in filing claims.
I do agree that Chase's offer is meh in comparison to Discover's. For me, regardless of base rewards, Discover is my favorite lender for reasons like that email, including their cashback matching, SP CLIs, promo APRs after initial 0% period, stellar customer service, etc.
Thank you for posting this. People stuck in the past (like the one who posted under you) are the reason this country is moving slower and slower into the future while other countries zoom past us. We have a less secure card scanning system than just about every first world country. We just got chip...and sign. Signing isn't even a means of countering fraud. While other countries have had chip and pin for years. Android Pay...and Apple Pay are an inherantly safer means of paying for things. People are so set in one's way that they don't even try to see a possible benefit from trying to do things a new way. I don't expect many people here to agree so I will give you my kudos and hope that people see the benefit over time.
Also, Chase is bland because they're the "establishment." They already have so many people (BoA as well) that they just have to sit there and rake in the money. Discover isn't everywhere and they have to fight harder to maintain relevence. It's the same reason Discover and Amex are so nice to those with thin profiles...they want to lock people in...where as Chase and BoA are, for lack of a better word, the default.
Must garden until 2/1/2022 to hit my goal AAOA. 
@Anonymous wrote:
Maybe I'm using Samsung Pay wrong, but the only two places I've been able to get it to work are Starbucks and Nordstrom. I've tried multiple times at multiple other vendors with no success. So I've pretty much given up on it because it only seems to annoy the vendor/customers waiting as I try putting my phone at different angles trying to get it to work.
It does take a bit of trial and error to learn. In the case of a terminal like this:
You'll lay the back of the phone so it's resting across both the skinny and fat part of the swiper. It'll sit at about a 45 degree angle, but it works. If it doens't take right off the bat, slide the phone up and down until it takes.
You also need to have picked a card to use and authenticated with your fingerprint before trying to swipe. The screen will show a countdown on how long you have left before it times out.
