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The charges do post slowly, but Discover is fast to post payments, in my experience. For example, if I schedule a payment before 12pm on a weekday, it will be posted at midnight and the credit is available at about 2am. I became very familiar with all this while my card was secured and had a very small limit hahaha. Now I am starting to get into AZEO, so the charges posting slowly is more of a concern.
I've never really paid attention honestly.
@Anonymous wrote:I've never really paid attention honestly.
Me either 😁
Same here, I don't really micromange my accounts to that level. I let everything take its natural course, and pay them when the statement closes. That is after all the point of CC, otherwise why not just use a debit card if you're gonna pay them back that soon. lol
Now if a person it trying to stay under a certain utilization threshold, juts pay it before it closes. But paying charges as soon as they post, this isn't the Amex app.
@Anonymous wrote:Same here, I don't really micromange my accounts to that level. I let everything take its natural course, and pay them when the statement closes. That is after all the point of CC, otherwise why not just use a debit card if you're gonna pay them back that soon. lol
Now if a person it trying to stay under a certain utilization threshold, juts pay it before it closes. But paying charges as soon as they post, this isn't the Amex app.
I don't pay attention either. The Dairy Queen thing alerted me to it. Next time I get a text alert from DISCOVER 7 days after purchase, I won't flinch.
@Anonymous wrote:
@Anonymous wrote:Same here, I don't really micromange my accounts to that level. I let everything take its natural course, and pay them when the statement closes. That is after all the point of CC, otherwise why not just use a debit card if you're gonna pay them back that soon. lol
Now if a person it trying to stay under a certain utilization threshold, juts pay it before it closes. But paying charges as soon as they post, this isn't the Amex app.
I don't pay attention either. The Dairy Queen thing alerted me to it. Next time I get a text alert from DISCOVER 7 days after purchase, I won't flinch.
I've never had that happen before for sure. Disco alerts me the second a transaction goes pending. They're actually faster than Capital One who is delayed a few minutes at times.
@Anonymous wrote:I've never really paid attention honestly.
Says the person who checks everything 10 times a day
@M_Smart007 wrote:
@Anonymous wrote:I've never really paid attention honestly.
Says the person who checks everything 10 times a day
I check balances but either I don't use my Discover cards enough to notice these delays or they aren't happening to me.