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Why nobody talks about Amex EveryDay Credit Card

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AyaMai
Frequent Contributor

Why nobody talks about Amex EveryDay Credit Card

Does this card have any value?

Message 1 of 58
57 REPLIES 57
Yasselife
Valued Contributor

Re: Why nobody talks about Amex EveryDay Credit Card

One of the best no annual fee card. Good way to start a relationship with Amex, high limit potential.






Message 2 of 58
Jeffster1
Valued Contributor

Re: Why nobody talks about Amex EveryDay Credit Card

Excellent card. I put my BCE to good use each month. 

FICO 8 (3/1/24) EX 805 EQ 824 TU 844
FICO 9 (2/17/24) EX 821 EQ 778TU 850
I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 9/23
American Express Gold | American Express Blue Cash Everyday 11K | American Express Blue Cash Preferred 10K I American Express Marriott Bonvoy Bevy 5K I American Express Hilton Honors Surpass 3K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Platinum Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 15K | NFCU CashRewards Visa 15K I Citi Best Buy Visa 10K I Macy’s Amex 4K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I
Message 3 of 58
wingennis
Valued Contributor

Re: Why nobody talks about Amex EveryDay Credit Card

It has value if you want to start earning MR points but aren't ready for one of the high annual fee charge cards.  It is also a way to keep your MRs if you have a charge card and close it.  For people who don't have a folio of cards to maximize every single dollar and would prefer just a limited number, it is also potentially lucrative since you get a points bonus for meeting the 20 purchases/month for the ED and 30 for the EDP.  It really could use some of the kinds of updates the Blue Cash Everyday/Preferred have gotten.  It's been a while.  Green/EDP is not a bad combination at all for people who consider travel more than planes and hotels.

Message 4 of 58
wingennis
Valued Contributor

Re: Why nobody talks about Amex EveryDay Credit Card


@Jeffster1 wrote:

Excellent card. I put my BCE to good use each month. 


The OP seems to be talking about the Everyday not the Blue Cash Everyday.

Message 5 of 58
SouthJamaica
Mega Contributor

Re: Why nobody talks about Amex EveryDay Credit Card


@AyaMai wrote:

Does this card have any value?


Excellent card, especially valuable for the 3% across the board on online purchases.

 

 

Oops, I thought you were talking about the Blue Cash Everyday Card.

 

The Everyday card has value only if you treasure Amex MR points.

 

 


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 6 of 58
805orbust
Valued Contributor

Re: Why nobody talks about Amex EveryDay Credit Card

The ED was my first Amex back in the days my rebuild started @AyaMai . It was my go to daily driver for years. Started at a $1000 limit in 2015/2016?  It's at $27k now and has since been upgraded to the Preferred. I even love the clear appearance.  Got me started into MR's and even has bonuses when you hit a certain amount of swipes per month.  Great card to start with in the Amex world



Message 7 of 58
BronzeTrader
Valued Contributor

Re: Why nobody talks about Amex EveryDay Credit Card


@AyaMai wrote:

Does this card have any value?


This serves only as a starter card.  Minimal earning and benefits.  Almost any MR card is better than this one.

 

Message 8 of 58
AZ-Jeff
New Contributor

Re: Why nobody talks about Amex EveryDay Credit Card

Don't feel bad since I didn't know the Amex EveryDay card existed until now. Very confusing to name two different cards the same "EveryDay". The marketing genius couldn't come up with a new name? Just sayin'.



         

Message 9 of 58
longtimelurker
Epic Contributor

Re: Why nobody talks about Amex EveryDay Credit Card


@AZ-Jeff wrote:

Don't feel bad since I didn't know the Amex EveryDay card existed until now. Very confusing to name two different cards the same "EveryDay". The marketing genius couldn't come up with a new name? Just sayin'.


Oh, it's much worse than that!  The Blue Cash cards (apart from OBC) has Blue Cash Everyday and Blue Cash Preferred, so Everyday and Preferred are "opposites", indicating which Blue Cash card it is.    In contrast, there is the Everyday Preferred, which even (to me anyway) sounds wrong!

Message 10 of 58
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