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Wifey got approved for 15K BCP Amex. Our business card C1 Spark reports on hers file at 13K and Sams at 6K She has several that are around 3K. What is the best way to get her personal C1 QS to raise withour spooking Amex. Over 3 to 6 months? Just the ones she uses regularly ? We have sold income and low ultization. PIF each month Will some just see the 15K and raise her?
AMEX looks at Cap1 as "do we care"?
On other words..... AMEX couldn't care less about other lenders unless it's something to raise a red flag like increasing balances or maxing something out.
Mod edit... let's stay family-friendly.
--UB
I will wait about 60 days and apply for C1 cli on hers. She took about 4 points off for the pull. Her AA is just under 2 year but some as old 4 years. I think as many cards as she has her AA will recover in about 2 or 3 months. Thanks for the info.