Will Amex combine accounts?

[Slowlyrebuilding]

Will Amex combine accounts? I have 2 Hilton Amex (regular and surpass) and was hoping to combine them. And do they have any requirements or hard pulls to do it?

[Remedios]

You can move credit line from one account to another, and you can do it yourself online. 

No HP.

I am fairly certain you cannot move entire line, so you'll need to figure out (or maybe someone will know) how much you need to leave on the card you intend to close. 

[M_Smart007]

IME .. I have always found, that you need to leave $1K on the card you need to close, after re-allocation.

[Brian_Earl_Spilner]

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@Remedios wrote:

You can move credit line from one account to another, and you can do it yourself online. 

No HP.

I am fairly certain you cannot move entire line, so you'll need to figure out (or maybe someone will know) how much you need to leave on the card you intend to close. 

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Think you have to leave the minimum credit line on a card you're transferring off of.

[Remedios]

I only have one 🤷‍♀️

[SoCalGardener]

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@M_Smart007 wrote:

IME .. I have always found, that you need to leave $1K on the card you need to close, after re-allocation.

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I just did this last week, and the amount I was required to leave was $500. IOW, you can transfer one card's entire credit limit, minus $500, to another card.

[coldfusion]

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@SoCalGardener wrote:

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@M_Smart007 wrote:

IME .. I have always found, that you need to leave $1K on the card you need to close, after re-allocation.

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I just did this last week, and the amount I was required to leave was $500. IOW, you can transfer one card's entire credit limit, minus $500, to another card.

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YMMV.  In many cases, like yours, they will allow all but $500 to be transferred but sometimes they do require $1K remain behind.

They also officially require that the donor card to be more than a year old but AMEX isn't always known for rigidly enforcing all of their policies either.

[Loquat]

I don't know if this holds true for others...but I came into Amex with a DC'd BK13 and while they'll happily approve me for other cards, they have NEVER given me a CLI on my card and will not let me move limits around.

My BK13 is long off my reports and Amex was never burned in my BK but still, they'll approve me for cards and often with decent limits...but and increase or the ability to move limits has never happened...and I've been with them for quite some time now.

[SoCalGardener]

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@coldfusion wrote:

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@SoCalGardener wrote:

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@M_Smart007 wrote:

IME .. I have always found, that you need to leave $1K on the card you need to close, after re-allocation.

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I just did this last week, and the amount I was required to leave was $500. IOW, you can transfer one card's entire credit limit, minus $500, to another card.

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YMMV.  In many cases, like yours, they will allow all but $500 to be transferred but sometimes they do require $1K remain behind.

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Yes, of course! I thought "the amount *I* was required...." implied that.

[Anonymous]

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@Loquat wrote:
I don't know if this holds true for others...but I came into Amex with a DC'd BK13 and while they'll happily approve me for other cards, they have NEVER given me a CLI on my card and will not let me move limits around.

My BK13 is long off my reports and Amex was never burned in my BK but still, they'll approve me for cards and often with decent limits...but and increase or the ability to move limits has never happened...and I've been with them for quite some time now.

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I wonder if this is what is shooting me in the foot too. No BK but my revolvers were approved with lower scores than now (by 75ish points), and to this day, not a dime in CLIs after nearly three years with them. No throttling of spend on my Gold or Platinum either though. I'm wondering if I'll need to just close these cards and reapply another time. Seems an awfully lot like bucketing to me. 

OP, to your point, I've tried to move part of my $1k revolver limits around and was always told that $1k was the minimum for my cards, so no reallocation was possible for me.