Will CapOne close for no activity?

[icloud2525]

I haven't used my cap one since 2013 and it's still open. Come to think of it, I should probably close. 

[Korgon]

Right after I graduated high school, I had a Capital One platinum (or whatever the equivalent at the time was) that went missing with a stolen wallet. The card was shut off, but never replaced and I forgot about it.

This last October I noticed a credit line for 500 dollars on my report. Come to find out, a credit line I hadn't used in ten years was still open. I called them up and managed to get a replacement card issued. The account was old enough it didn't have an email address associated with it.

Haven't swiped for a decade, got it converted to Quicksilver.

[SunriseEarth]

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@Anonymous wrote:

I have a CapOne secured card that I stopped using because I've gotten approved for other cards that offer rewards - not to mention the it's stuck at a $500 limit.  I haven't closed becasue it's my oldest card.  Will they close for it being inactive and if so how long?  Should I just set up some small reoccuring bill and pay it off every month?  Any thoughts are appreciated. :-) 

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Cap One tends to be very slow to close for inactivity.   I haven't used my Sony Card for a year and a half.   That said, if you no longer need the secured card, consider closing it.   There is no impact on your AAoA until the account falls off your CRs.   Typically, accounts in good standing remain on your CRs for ~10 years after closing (closed Cap One accounts sometimes fall off ~10 years after DOLA, however).  

[Anonymous]

I would think a secured card would be exempt from being closed for inactivity, no? I have the Capital One Secured as well...haven't used it since August. Going to close it soon unless they graduate me.

[Anonymous]

My buddy has an unsecured card by them that he hasn't used since 2010 and it's still open LOL