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Will Capital One close these accts?

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Senior Contributor

Re: Will Capital One close these accts?


@Remedios wrote:

there is nothing to indicate closure was a result of AA. 


Good to know.  Hopefully lesson learned.  I'll update once CapOne updates.  

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Personal Cards

Biz cards

Closed still reporting
23 cards, 3 loans, oldest 1996.
Scores
(Fico 8- Exp. 744/ TU 788/ EQ 756)
Message 11 of 25
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Epic Contributor

Re: Will Capital One close these accts?

@GApeachy, Ughhhhhh. sure hope they don't close? my-fingers-are-crossed-smiley-emoticon.gif

Message 12 of 25
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Senior Contributor

Re: Will Capital One close these accts?


@M_Smart007 wrote:

@GApeachy, Ughhhhhh. sure hope they don't close? my-fingers-are-crossed-smiley-emoticon.gif


Thank yHeartu!  Me too.  One is an au on the acct. and they can't even remove her now. That's a little odd isn't it?  The link is gone.  So is the Close acct. link. 

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Personal Cards

Biz cards

Closed still reporting
23 cards, 3 loans, oldest 1996.
Scores
(Fico 8- Exp. 744/ TU 788/ EQ 756)
Message 13 of 25
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Senior Contributor

Re: Will Capital One close these accts?

UPDATE: Accounts open!

Card #1  available cl has been raised to 50% of the credit limt.

Card #2  Credit limit 100% available.

 

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Personal Cards

Biz cards

Closed still reporting
23 cards, 3 loans, oldest 1996.
Scores
(Fico 8- Exp. 744/ TU 788/ EQ 756)
Message 14 of 25
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Community Leader
Senior Contributor

Re: Will Capital One close these accts?

I'm curious whether card #1 works now. Maybe a small Amazon purchase attempt to see if a sale will go through?



Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | PenFed PCR | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





TCL $85,600 | Agg. Util under 5%
Message 15 of 25
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Senior Contributor

Re: Will Capital One close these accts?

Yeah, I'm curious about that too.  The card reports soon and then they'll make a small purchase.

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Personal Cards

Biz cards

Closed still reporting
23 cards, 3 loans, oldest 1996.
Scores
(Fico 8- Exp. 744/ TU 788/ EQ 756)
Message 16 of 25
Highlighted
Contributor

Re: Will Capital One close these accts?

Firstly, congrats on both accounts remaining open! I figured you had a good chance, when they reduced the credit limit on the first card.

 

This is the second post I have seen of Cap One doing the opposite of what I expected. 

Message 17 of 25
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Senior Contributor

Re: Will Capital One close these accts?


@Caprisun987 wrote:

Firstly, congrats on both accounts remaining open! I figured you had a good chance, when they reduced the credit limit on the first card.

 

This is the second post I have seen of Cap One doing the opposite of what I expected. 


Thankyou, very relieved to see a different outcome from the norm.

 

I have an update.

We see what happened now.  He made 2 pymts. to Card #1 and inadvertently made the same 2 pymts. to Card #2 on the same day. Plus two autopays came out that week as well.  At least half was paid. 

 

Maybe that's why Cap1 left the accts. open?

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Personal Cards

Biz cards

Closed still reporting
23 cards, 3 loans, oldest 1996.
Scores
(Fico 8- Exp. 744/ TU 788/ EQ 756)
Message 18 of 25
Highlighted
Contributor

Re: Will Capital One close these accts?

It could be! I know these banks like to see more than the minimum payment when it comes to keeping an account active. I am just glad it worked out especially with everything going on in the world. Who knows if credit requirements may continue to tighten.  

Message 19 of 25
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Senior Contributor

Re: Will Capital One close these accts?

UPDATE to the UPDATE:

Great News!

This morning the full credit limits have been restored on both cards and both cards work!

 

 

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Personal Cards

Biz cards

Closed still reporting
23 cards, 3 loans, oldest 1996.
Scores
(Fico 8- Exp. 744/ TU 788/ EQ 756)
Message 20 of 25
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