I have my girl friend on two Chase CC and we share the same address. And both show on her report. I never gave Chase anything but her first and last name.
She got a nice boost of 18,900 of CL with 0 UTL. It helped her score a lot. She is at 685 karma score, and that is with 24 late payments on the ex-husband house loan that he is trying to mod.
But her UTL is still at 45%. Working on getting that down for her.
She hates credit, but I keep telling here it is a necessary evil.
About 600k in Credit Lines
CSP 29.9k, Citi DP 58.5k, Chase Sams MC 20k, Amex Hilton Surpass 35.6k, Hawaii Air 26k, Discover More 56k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 63.3k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 50k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
