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Will Comenity close my Sony Visa for an NSF?

designated_knitter
Established Contributor

Will Comenity close my Sony Visa for an NSF?

Have had a Sony visa for years and was sold to Comenity about 18 months ago.  

Ive been putting a lot through it, and paying a lot on it every month.  They even raised my CL from 2200 to 3900 over the last few months.

 

Did a balance transfer from Navy for all but 500.  That went through and posted (was initiated directly from Navy).

 

Forgot about autopay and initiated a 250.00 payment and that bounced.

 

Will they close my account or take other AA for that?

 

Thanks in advance!

Started Over Again after Cap1 Death Penalty:
06/15/2019:
03/02/2021:
04/06/2021:
05/28/2021:
Lesson Learned: DON'T POKE THE BEAR!!! THE BEAR WILL WIN!!!
Message 1 of 4
3 REPLIES 3
Jnbmom
Community Leader
Super Contributor

Re: Will Comenity close my Sony Visa for an NSF?


@designated_knitter wrote:

Have had a Sony visa for years and was sold to Comenity about 18 months ago.  

Ive been putting a lot through it, and paying a lot on it every month.  They even raised my CL from 2200 to 3900 over the last few months.

 

Did a balance transfer from Navy for all but 500.  That went through and posted (was initiated directly from Navy).

 

Forgot about autopay and initiated a 250.00 payment and that bounced.

 

Will they close my account or take other AA for that?

 

Thanks in advance!


Unfortunately this may result in AA, banks do not like NSF at allSmiley Sad

EXP 758 TU 783 EQ 729
Message 2 of 4
Loquat
Moderator

Re: Will Comenity close my Sony Visa for an NSF?

I echo @Jnbmom. Banks are really sensitive to such when times are good...probably even more so now. Best you can do is call an explain the situation. I would definitely keep an eye to the account for a while so that if there is adverse action at least you know about it sooner rather than later.
Message 3 of 4
designated_knitter
Established Contributor

Re: Will Comenity close my Sony Visa for an NSF?

I was afraid of that... I suspect that Comenity is mor twitchy than some.

 

It could be worse... could have been Navy or Synchrony which I'm hoping to keep growing.  

Guess I'll keep stringing my Citi secured going.

 

Thanks again.

Started Over Again after Cap1 Death Penalty:
06/15/2019:
03/02/2021:
04/06/2021:
05/28/2021:
Lesson Learned: DON'T POKE THE BEAR!!! THE BEAR WILL WIN!!!
Message 4 of 4
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