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Thinking of applying for WalMart as well....
Here's the breakdown:
TRANS Fico is now 711
1 Secured CC - CL $300 - $3 Bal - Card only 2 months old.
0 Collections
Average Account Age: 6 years, 1 month
Length of Credit History: 7 years, 11 months
50k student loans -- All deferred (still in school) (2 late payments from 2011 when I took a semester off school)
2 Inquiries in past 2 years
What are my chances?
@youngandcreditwrthy wrote:
I think you will get approved. 90% chance
I agree, its going to be a small limit but you should get approved. May get real lucky and get the Discover version, but limit will most likely be $800 or less.
So do I apply for the regular walmart or the discover?
@JamesKnox wrote:So do I apply for the regular walmart or the discover?
You just apply, if you qualify for the discover you get it. Otherwise you just get the store card.
Thanks Simi...
Now should I apply for this or the Barclays Rewards card? I see you have both? What are your thoughts with my current trans file?
Aren't you supposed to be gardening?
@myjourney
not reallyyyyyy....i dont really have anything to garden except 1 card. thats why i opened this thread.
@JamesKnox wrote:
not reallyyyyyy....i dont really have anything to garden except 1 card. thats why i opened this thread.
TU score is good for Wally
Remind me again why EX score is so low and how long have you had the 1 card?
Edit had card for 2 months