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Okay so is the concensus to PASS on Wally and PASS on Barclaycard and APP for Discover IT Student.
I hear what you are saying about Wal-mart or Barclay not really being Top Tier lenders but is it seriously wise to go into the garden with only ONE revolving account with a $300CL AND that is secured? Is it not more important to obtain at least 3 revolvers right now so that they can grow together?
@JamesKnox wrote:Okay so is the concensus to PASS on Wally and PASS on Barclaycard and APP for Discover IT Student.
I hear what you are saying about Wal-mart or Barclay not really being Top Tier lenders but is it seriously wise to go into the garden with only ONE revolving account with a $300CL AND that is secured? Is it not more important to obtain at least 3 revolvers right now so that they can grow together?
You can come to the garden with one card of course........
And take your time building up revolving TL's and yes if you do apply and I really wish you would wait until you're showing 6 months of payment history but you seem ready to app...apply for the Discover student version only
2 should be enough to start, then garden them for 6 months to a year and you will be all set.
Go with the Wal-Mart card and forget about the Discover card IMO.
I'm waiting to apply for a few more months. ;-)
@JamesKnox wrote:I'm waiting to apply for a few more months. ;-)
BRAVO
I think this is a very good move and my congrats for thinking it thru