Will I qualify for the AMEX Green Card?

Anonymous · ‎10-09-2012

TransUnion 756; Equifax 770; Experian 741.

jsickz32 · ‎10-09-2012

scores is not the only thing you need.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

Anonymous · ‎10-09-2012

What else do I need?

Jlu · ‎10-09-2012

@Anonymous wrote:
TransUnion 756; Equifax 770; Experian 741.

If scores were the only deciding factor, then yes. Unfortunately this is not the case.

Revelate · ‎10-09-2012

I am guessing those are FAKO scores (nothing to do with a lender approval); however, you probably have few if any blemishes on your report, and if you have at least six months reporting on a credit card you have a reasonable chance.

If you post a little more of what your report looks like we can make a better assessment.

Welcome to the forums though!

jamie123 · ‎10-09-2012

Do you currently have any other credit cards?

How long have you had them?

AMEX likes to see at least 1 years history with multiple credit cards.

Starting Score: EQ 653 6/21/12
Current Score: EQ 817 3/10/20 - EX 820 3/13/20 - TU 825 3/03/20

CruzImperial · ‎10-09-2012

Some of the usual info needed to get a good picture is average age of accounts, # of inqs, utilization and it also helps if you have previous good payment history with them.

Anonymous · ‎10-10-2012

I applied. They are asking that I call to speak with a representative. Apparently, they need a business phone number and home address verification. Is this a good sign?

Anonymous · ‎10-10-2012

@Anonymous wrote:
I applied. They are asking that I call to speak with a representative. Apparently, they need a business phone number and home address verification. Is this a good sign?

Yes. Home address can be verified through your bank.

isoldmyatlas · ‎10-10-2012

@jamie123 wrote:
Do you currently have any other credit cards?

How long have you had them?

AMEX likes to see at least 1 years history with multiple credit cards.

Not necessarily. They approved me for the Green card with only 5.5 months history, and I only had 1 card. My income isn't high, either.

At any rate, OP, it sounds like once they verify your employment and address you'll be good to go!

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)