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@CreditGuy03 how much have your individual scores changed since the ones in your signature were pulled? (I ask because of the "garden until 01/01/2016" line.) If they're all around 650, you certainly can be approved for a number of cards, although not likely with the best terms. While you likely can't be too picky, you certainly have options. What type of card are you looking for?
Do you also still have all of the cards in your signature?
My mom has 2 unpaid collections on her report (both under $2000) and just got approved for AMEX Cash Magnet with $1000 SL. Infact, all her cards (Kohls, Capital One, Care Credit) were approved while she has had these collections.