No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Stay with NFCU
if (as cobra seems to indicate) you have Navy it is significantly better capitalized than Justice. anecdotal reports also indicate that Justice can be rather disorganized and quirky and has sometimes been viewed as a relatively 'high maintenance' lender among popular CUs.
http://www.bauerfinancial.com/btc_ratings.asp
A friend of mine was rate jacked by JFCU back in January. He went from 9.9 to 29.9 with no trace of any late payments. Had the option to not accept but couldn't use the card. He opted out, paid off the balance and SD'd the card. He recently called for an AR reduction and was told "No Way" because of the current credit climate. They haven't closed the acct. but it will turn to dust before he uses it again.
Just say NO to JFCU . . . .
Hmm, thanks for the advice all. And I think you're right Cobra, I'll just stick with Navy Federal.
Thought I'd celebrate my eligibility with a new account there and maybe a new app...though I should probably just stay on the straight and narrow and stick with what I've got.
@Itsmeagain wrote:A friend of mine was rate jacked by JFCU back in January. He went from 9.9 to 29.9 with no trace of any late payments. Had the option to not accept but couldn't use the card. He opted out, paid off the balance and SD'd the card. He recently called for an AR reduction and was told "No Way" because of the current credit climate. They haven't closed the acct. but it will turn to dust before he uses it again.
Just say NO to JFCU . . . .
Wow, thats odd!!! I get the mailings and, one thing bout them.. it clearly states they won't change rates on any loans w/o notifying you beforehand.
I will assume he was aware or the RJ.
Justicefcu RAWKS Bigtime.. I also like Navy.. but JFCU gives me cli w/o hard pulls as compared to Navyfcu.
BTW, Nasafcu gives me 1k cli every year as well w/o hard pulls.