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Worth a recon?

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Anonymous
Not applicable

Worth a recon?

Got an email from amazon as to why my store card app was declined..too many inquiries on TU. There were 12 at time of app, 7 were from the mortgage process we were going thru, and three of the other five were over 1yr old.

They're all explainable, but is an amazon store card worth it?

Message 1 of 17
16 REPLIES 16
Iamvee
Established Member

Re: Worth a recon?

If it's worth applying for and recieve a hard inquiry then it's worth a shot at a recon.

Fico score: TU: 684 Date 8/8/2012 EQ : 647 Date 8/25/2012
EX: 651 Date 7/21/2012
Wallet: CAP one: 300 // AMEX Zync: 500
Garden since 8/18/12
Goal: 750 across the board

Message 2 of 17
somnipotent
Frequent Contributor

Re: Worth a recon?

Always recon!!


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
--
Homeowner since 05/29/13
Message 3 of 17
corymcd88
Valued Contributor

Re: Worth a recon?


@Anonymous wrote:
Got an email from amazon as to why my store card app was declined..too many inquiries on TU. There were 12 at time of app, 7 were from the mortgage process we were going thru, and three of the other five were over 1yr old.

They're all explainable, but is an amazon store card worth it?


Did you apply for the Chase Visa or the GE Store Card.

 

Message 4 of 17
Tommy5746
Regular Contributor

Re: Worth a recon?

its always worth a recon my friend lol

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 5 of 17
SwiftTone
Valued Contributor

Re: Worth a recon?


@Anonymous wrote:
Got an email from amazon as to why my store card app was declined..too many inquiries on TU. There were 12 at time of app, 7 were from the mortgage process we were going thru, and three of the other five were over 1yr old.

They're all explainable, but is an amazon store card worth it?



Your situation is def worth a recon.
AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 6 of 17
youngandcreditwrthy
Senior Contributor

Re: Worth a recon?

Recon, esp if it's the Amason Visa!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 17
migliogiorni
Established Contributor

Re: Worth a recon?

+1 !!!

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 8 of 17
HiLine
Blogger

Re: Worth a recon?

It takes you about 5 minutes. At worst, you lose 5 minutes of your lifetime. At best, you get your card application approved right away without much talking. 

Message 9 of 17
kwazziee
Regular Contributor

Re: Worth a recon?

+1 Already took a HP, why not? Nothing to loose.

Message 10 of 17
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