Would Any One Like to Join Me????

[Anonymous]

whats the rate on the cc?  whats the default rate?   What creditcard is it.  In my openion its a RISKY move you cant trust ccc........How much is the loan?

[Anonymous]

I'm in.....I really need to chill on the CC apps...8 new cards since my credit improvement journey began in June!!! I think I need a liitle break, and so does my inquiry page!!

[OMW2_HighAcheiver]

Day one for me........not wanting to apply for anything today.  I think me initiating this thread was like pressure not to apply.  Feeling good..................

[Anonymous]

I think I've been good for one week... Since I came here a month ago, I applied for AMEX, Citi, and BoA... got only the AMEX.

Asking for a recon with Cit.

BoA said that because I recently opened a PLOC that I had enough available credit in comparison to my income and that I should wait a while and build a positive history with them and then reapply in maybe 6 months or so if I am still interested.

In then end I want my AMEX, the Citi MC, a decent Discover, and a BoA card.   I've read good things about all of these lenders and I would be content with just these cards and my store charge accounts.

So 7 days for now, knowing that I will apply again in 6-12 months.

[Anonymous]

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peaved_about_credit wrote:

I would like to begin a thread that keeps track of how many days, months, weeks, hell even years those of us who are addicted to applying for credit DON'T apply!  Sort of a support group.  Anybody with me?

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Count me in!

[Anonymous]

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Tmleverage wrote:

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peaved_about_credit wrote:

I would like to begin a thread that keeps track of how many days, months, weeks, hell even years those of us who are addicted to applying for credit DON'T apply!  Sort of a support group.  Anybody with me?

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Count me in I am at day 1........

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At day two's and shaking........

[OMW2_HighAcheiver]

STILL HAVEN'T APPLIED FOR ANYTHING YET.  BUT TEMPTED TO APPLY FOR THIS REDCARD FROM TARGET EVERY ONE'S TALKING ABOUT.........

[Anonymous]

I've only applied for 2 cards since coming to the boards (one on July 27 and one on the 31st) and was approved for both (yay!). Decided I should probably stop though, since I'm going to be in school and don't know if I'll be working...So for me it's been 8 days!

[Anonymous]

Eight hours and holding!

[Anonymous]

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peaved_about_credit wrote:

STILL HAVEN'T APPLIED FOR ANYTHING YET.  BUT TEMPTED TO APPLY FOR THIS REDCARD FROM TARGET EVERY ONE'S TALKING ABOUT.........

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Come on Peaved....don't do it!!!! Just wait a while!!! CONTROL AND DISCIPLINE!!!!!