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Unless you are looking to use the card at Sams Club, you have no reason to ever need a MC vs your Visa.
I wanted to PC mine from Visa to MC.
I called Chase and they told e they could not do that, but I could apply for the MC if needed.
I too have over kill on Visa and wanted an MC...
You might give them a call and try, maybe they would do it for you.
Ray
@Creditaddict wrote:Unless you are looking to use the card at Sams Club, you have no reason to ever need a MC vs your Visa.
There is one more reason USAA over draft can use a mastercard as a back up but not a Visa, seems odd to me though
Chase won't PC from a Visa to MC or vice-versa. I have a Visa and an MC with them (the Visa being former WAMU) and I've been told more than once by CSRs that I can't combine or PC them.