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I tried applying for the card 6 months ago, but was denied for insufficient credit history. I'd only had 3 months of credit history with my own CC then. After adding 6 more months with no missed payments, do yout hink I'll be approved? If not, should I apply for a different card or just wait longer? How much longer do you think is likely before being approved?
I just graduated and have had a credit card for 9 months on BofA cash rewards in my name. Before that, I was an authorized user on my parents' citi card for about 4 years and had a BofA debit card for another 5 or so years now. No missed payments, monthly balance paid in full at the last day of the pay period. My credit score has always been 740+ (I assume due to piggybacking off my parent's 800+ score) and is currently 777 for FICO.
I really want the amazon card since I have prime and am doing a lot of shopping on amazon to furnish a new apartment. The cashback for a tv and firestick + dot alone would put a large dent in covering my prime membership.
Chase normally likes to see 1 year of history
If you feel lucky, go ahead
Good luck
@Meanmchine wrote:Chase normally likes to see 1 year of history
If you feel lucky, go ahead
Good luck
Welcome to My Fico!
OP is there a reason you want the Chase Amazon card rather than the Store Prime card?
I mean other than it's Chase duh... LOL
I have the Synch Amazon Prime store card & it's great. Easier to get approved, regular SP cli, 5% CB and such..
I've been very happy with mine. Just a thought in case you don't get the Chase version.
Good Luck
@Priory_Man wrote:
I think you have a fair shot at it, have you checked the Chase site pre-quals to see if it is available to you?
IIRC, the Chase pre-qualification tool does not provide information for partner or co-branded CCs. Only their core CCs.
@FinStar wrote:IIRC, the Chase pre-qualification tool does not provide information for partner or co-branded CCs. Only their core CCs.
Duly noted and filed away for future reference, appreciate the heads up.
@xaximus wrote:
I believe the Amazon Prime Card (from Chase) requires a minimum 5k approval. If you don't have a current card above that, the chances might be low. I would recommend the Amazon Prime Store card as a better alternative for now. You still get the 5% CB and it is known to grow quickly.
No, it doesn’t require a 5K or above. It’s one of the Visa Signature cards that doesn’t have a 5K minimum.
Which is good because most people don’t get anywhere near 5K from Chase.
Sync is much better for limits, especially for people with blemishes or just starting out.
@Anonymous wrote:
@xaximus wrote:
I believe the Amazon Prime Card (from Chase) requires a minimum 5k approval. If you don't have a current card above that, the chances might be low. I would recommend the Amazon Prime Store card as a better alternative for now. You still get the 5% CB and it is known to grow quickly.No, it doesn’t require a 5K or above. It’s one of the Visa Signature cards that doesn’t have a 5K minimum.
Which is good because most people don’t get anywhere near 5K from Chase.
Sync is much better for limits, especially for people with blemishes or just starting out.
I stand corrected, completely forgot it's one of the few Sig cards that doesn't require it. Thanks @Anonymous.