@collics wrote:@Anonymous
I want 5% from Amazon also but I'm bypassing Sync and shooting for big papa Chase Visa.
Dedicated to sitting in the garden for 1-2 years for it.
You could also check out Affinity FCU's cash rewards card. 5% Amazon year round and an extra 5% this quarter with a number of other categories.
Geography doesn't seem to matter as I am in Illinois and they approved me from New Jersey.
Yes, but very carefully, as in only cards that are truly useful and none gotten for padding.
@JNA1 wrote:We app'd for a Lowe's card 2 weeks ago, so for me, yes. That said, I wouldn't app for another one on my profile, and we probably won't get another one on DW's profile. It seems the massive shutdowns have been people with a lot of cards and exposure, so I'm not getting any more than the 2 cards I have. We have some home repairs and remodeling coming up, so getting the Lowe's card made sense.
I won't put ourselves in the position that a Sync shutdown would hurt us though, and I certainly can't blame anyone that has got shutdown for never doing business with them again.
I applied for the Lowes card right after our mortgage was signed, to get new carpet from Lowes installed. Had to request a CLI to boost it to $20k limit but that was approved. We got the carpet we wanted and saved I think 10% by using the Lowes card on over $8k of carpet. Save 5% on what we get at Lowes, which is better than the 0% I'd get from the Home Depot credit card. So yeah, would apply again for that Sync card.
@Duriel wrote:
@collics wrote:@Anonymous
I want 5% from Amazon also but I'm bypassing Sync and shooting for big papa Chase Visa.
Dedicated to sitting in the garden for 1-2 years for it.
You could also check out Affinity FCU's cash rewards card. 5% Amazon year round and an extra 5% this quarter with a number of other categories.
Geography doesn't seem to matter as I am in Illinois and they approved me from New Jersey.
Wow thanks never knew that! I will add it to my list. Hopefully still available after I dig out of the garden.
@Duriel wrote:
@collics wrote:@Anonymous
I want 5% from Amazon also but I'm bypassing Sync and shooting for big papa Chase Visa.
Dedicated to sitting in the garden for 1-2 years for it.
You could also check out Affinity FCU's cash rewards card. 5% Amazon year round and an extra 5% this quarter with a number of other categories.
Geography doesn't seem to matter as I am in Illinois and they approved me from New Jersey.
Yeah the Chase Amazon was on my "garden for" list until I got the Affinity card. It returns 5% on Amazon and a whole lot more. There are some limitations, though, like Prime fee and Kindle downloads don't code for 5%... not sure if the Sync and/or Chase cards include that.
I miss my SYNC cards especially Lowe's, Care Credit, and PayPal MasterCard. I also had the Rooms To Go card, it helped my home look its best interest free. But I seriously doubt that I will app for another card from them again. Look at it this way, when we burn a credit card company, do they mess with us again? If they do, it's like 7-10 years. So why would I mess with Sync after they burned me? This forum always says don't take it personal, but how can you not, we are single consumers, not a business, who can afford to not take things personally? If I go to a restaurant and don't like their food or service, then I probably will not go back. I didn't care for the food nor service at Synchrony.
NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
