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If you open a credit card account, decide you don't actually need it, and close it right away before charging anything on it and before the first statement cycle closes, will it still report to the CRAs, and stay on your credit reports for 10 years?
@Anonymous wrote:If you open a credit card account, decide you don't actually need it, and close it right away before charging anything on it and before the first statement cycle closes, will it still report to the CRAs, and stay on your credit reports for 10 years?
Yes, it still reports and stays on your report.
@Anonymous wrote:
@Anonymous wrote:If you open a credit card account, decide you don't actually need it, and close it right away before charging anything on it and before the first statement cycle closes, will it still report to the CRAs, and stay on your credit reports for 10 years?
Yes, it still reports and stays on your report.
Thank you! So, if I consolidate my limits before closing the card, that card will report as a closed card with $0 balance?
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:If you open a credit card account, decide you don't actually need it, and close it right away before charging anything on it and before the first statement cycle closes, will it still report to the CRAs, and stay on your credit reports for 10 years?
Yes, it still reports and stays on your report.
Thank you! So, if I consolidate my limits before closing the card, that card will report as a closed card with $0 balance?
Yes, it will-