KeystoneKutie87 wrote:
I'm pretty new to the FICO forum, so I'm sure there's probably been a thread of this nature before, but what the heck? I'd like to know how many cards everyone has and your balances on them. I'll start...
Citi - 1700/2000
1st Financial Bank 4250/4500 <-- (Ouch!)
Victoria's Secret - 50/1030
Capital One - 140/500
Target - 900/1000
HSBC - 700/1000
I know my balances are insane. I'm working on it.
One person's insane balances are another's dream balances. I'm also working on paying my debt down, and you still have lower balances than I do:
Chase: $5,429.86/$13K -- 0% Interest BT and Purchases until February
BoA: $4,422.60/$11.7K -- 0% Interest BT until January
Citi: $742.63/$10.5K -- 2.99% Interest Life of the BT -- Will be Paid off this month
Total CC Debt: $10,595.09
The following cards have amounts on them, but I don't actually consider those to be debt, because they are newer purchases that will be paid off by the due date at the latest, with the exception of BB which will be paid off prior to the 6 months 0% interest on that purchase ends.
BB: $300/$4.4K -- 0% Interest until December -- Will be Paid off this month
Disc: $93.37/$6.8K
BoA: $15.96/$13.9K
Citi: $4.31/$4.5K
Total New Purchases: $413.64
And the following are at $0
Commerce Bank: Limit: $9.5K
Household Bank: Limit: $1K
Capital One: Limit $500 -- Oldest Card but crappy limit
Chase: Limit: $4.5K
Fashion Bug: Limit $500 -- This card was a mistake
Chicago Home Fitness: Limit: $3.5K
GE Home Design/Classic Oak: Limit: $6K
GE Line of Credit: Limit: $5.5K
14 CC's, 1 Line of Credit.
Total Balances: $11,008.73. Total Credit Available: $95.8K
Projected Payoff Date: 2/6/09!
Message Edited by woopah on
09-03-2008 06:36 AM