My cl's are low because my reported income is low (restaurant server/bartender):
Discover More: 0/2,100.
JetBlue Amex: 0/2,000.
BOA: 0/1,500.
BOA/NASW: 0/1,000
Chase: 0/1,500.
Household: 0/1,300.
Orchard: 0/600
Cap 1: 0/500
Cap 1:88.98/500
SAKS: 0/2,000.
Zales: 0/2,000.
JCPenney: 500/2500.
Nordstrom: 0/1,000.
Kohl's: 0/300.
Exxon/Mobil: 0/750.
Also, the oldest that have to go before the next AF:
First Premier: 296/550
First Premier: 0/450
That one First Premier will be pif by the end of the month, before the next statement cuts. Discover had 160. on it that I just pif, the statement date is the 26th. The only reason I have a balance on the one FP is because Imy daughter in law gave in on the no spoiling rule this once and said I could get the grands a WII for Christmas, and I knew I had to buy early, even ordering online, to be sure I got my hands on one. FP cards are too conveniently in the desk drawer. I do use one occassionaly at the end of a 12 hour day to order pizza for delivery. Papa John's online ordering is just too user friendly. They are the ones I also pay by mail, and since I would have to send in a check for the ridiculous 6 buck monthly service fee they are the ones I use for pizza!
I sort of worry about closing them because when everything went to hell in a handbasket credit wise during my husband's illness these were the only cards I could get. Household and Orchard followed, then JCPenney and Exxon. The others I just got this past spring, after 5 years of digging myself out of medical/final expenses costs.
I also have three student loans showing, with a 4th that is pif and reporting as such. I have this year's student loan yet to show up. The others are in deferrment; at my crazy age of 52 I am in school and will take my BSW in May. Hoping to go for the MSW but it is all going to depend on what type of in house package I can get on top of federal grants. School was a post widowhood decision when I realized I was actually getting older and could not work on my feet until I am 110.
My cars were both bought used and paid for in cash, the every day car and my indulgence, my 1965 Bug.
Message Edited by dorcastrilling on
09-21-2008 05:19 AM