Would lenders judge you on Loggin into account many times?

[john398]

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@Burned2manybridgesB4 wrote:
Doubtful, since a few here use mint, and (pageonce/whatever it's called now).

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The problem with letting automated apps logging in you may miss offers such as when Walmart offers to upgrade from store card to Discover, I have no idea how many times that displays to the user though

[Revelate]

Ah, OK, going to go all technically geeky.

I promise you they're tracking logins at some level; PCI compliance effectively mandates that.  It's not a long walk to pull an entire history on that, we're talking small amounts of data in a properly implemented date/time field.

Whether as S10 and I suggest it's actually be used today for underwriting decisions is anyone's guess; however, companies have been collecting massive amounts of information over the past two decades, and they're only just now starting to find uses for it (my own employer is no exception to this and we're one of the least technical organizations I've ever worked for).  

End of the day though, they are tracking it, and while it's probably collecting the technical form of dust on a disk platter somewhere, they do have that information.  I wouldn't bet the farm in saying they don't use it conclusively, just because we've never seen any anecdotal incidence.  I would suggest though, monkies with typewriters principle applies, eventually someone will use it.

[phillyguy12]

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@Revelate wrote:

Ah, OK, going to go all technically geeky.

I promise you they're tracking logins at some level; PCI compliance effectively mandates that.  It's not a long walk to pull an entire history on that, we're talking small amounts of data in a properly implemented date/time field.

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+ 1 dont we all love PCI compliance..... its so much fun

[HYPASS33]

Is Mint a save and secure site to put all info in one place??

[john398]

yes but dont think mint uses GE

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[parakleet]

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@john398 wrote:

yes but dont think mint uses GE

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That's correct. I just switched over to manilla because of that. 

[myjourney]

I'm a once day logger Lol

[parakleet]

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@myjourney wrote:

I'm a once day logger Lol

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That practicaly makes you a slacker! 

[myjourney]

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@parakleet wrote:

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@myjourney wrote:

I'm a once day logger Lol

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That practicaly makes you a slacker! 

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Oh my...... I got to do better then LMAO

[cclee]

HAHA, here and I thought I had OCD because I login a couple times a day.  Although i'm pretty sure we're all OCD just a little bit.