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I'm actually trying to look for a reason to keep it, but I can't think of one. Anyone have any thoughts?
You can close it and keep it at the same time. Grab some putty and stick it on the wall.
It was one of my very very few goal cards, and while I admit it's something of a trophy now the fact is it's on the left side of my oversized 22 slot billfold that I keep all my random cards in... and those are the ones I'm keeping.
Ultimately everyone can do as he or she wishes, but I generally make up the AF easily via an offer or two when I can be bothered to check, it's one of my oldest tradelines, and I'm pretty sure unlike the BCE which I don't really use that much I can keep the Zync basically forever unless I BK. Also $2 and change a month is utterly irrelevant to me, jeez just in AF's alone I'm over 1K annually currently when we're talking strike price before various credits and benefits.
That's of value for me, learned the hard way how limited history can retard your credit effectiveness and how much easier this would've been if I'd just kept that stupid MBNA card from college, and I'm utterly over the top with ruthlessly optimizing my report anyway even compared to most people on this forum... so keeping around tradelines to anchor my report that aren't likely to go away: yes.
That and let's call it what it is cause even I can be superficial occasionally: it's still my prettiest card, and I'm going to keep it until Amex takes it away from me.
Of course you should do what's best for your situation. But.
The Zync is a true unicorn. Here in Chicago, I see the Centurion and the JP Morgan Reserve regularly. I have NEVER seen the Zync. It was the card we all could have gotten or tossed. Now it's gone forever. For a time earlier I thought the rose gold had a chance. It does not.
Let me quote DaveinSC "You'll have to pry mine from my cold dead hand."!
Still have mine although I haven't used it in forever. Keep it!
@Revelate wrote:It was one of my very very few goal cards, and while I admit it's something of a trophy now the fact is it's on the left side of my oversized 22 slot billfold that I keep all my random cards in... and those are the ones I'm keeping.
Ultimately everyone can do as he or she wishes, but I generally make up the AF easily via an offer or two when I can be bothered to check, it's one of my oldest tradelines, and I'm pretty sure unlike the BCE which I don't really use that much I can keep the Zync basically forever unless I BK. Also $2 and change a month is utterly irrelevant to me, jeez just in AF's alone I'm over 1K annually currently when we're talking strike price before various credits and benefits.
That's of value for me, learned the hard way how limited history can retard your credit effectiveness and how much easier this would've been if I'd just kept that stupid MBNA card from college, and I'm utterly over the top with ruthlessly optimizing my report anyway even compared to most people on this forum... so keeping around tradelines to anchor my report that aren't likely to go away: yes.
That and let's call it what it is cause even I can be superficial occasionally: it's still my prettiest card, and I'm going to keep it until Amex takes it away from me.
Yup, keeping mine as well unless they force it out from that product structure. I keep getting upgrade offers to Gold and Platinum, but I don't ever entertain them. Besides the history and low AF, it's worth keeping IME.
Definitely up to you OP based on what you feel is ideal for your profile.
Mine was getting a little old since it was aging and I actually requested a new card a few months ago...now my new one is nice and clean.
I'm pretty sure this is NOT like the Rose Gold and they'll be bringing it back.