Happy day. Happy Happy Day!!!!
I was soooooo scared. I didn't think I could take another blow to my credit psyche. So, I went to that website that shows who gave credit to whom and under what circumstances, and I thought... I'm going for it. I didn't see anybody with stats similar to mine turned down.
Instant approval for $500. Like... instant. Less than 10 seconds. I could even start shopping immediately. Not that I was going to, but still. I've been bugged and bugged and bugged every to apply for the Target Card while shopping at Target. There was no way I was going to face what I thought would be certain Point of Sale Humiliation by doing it in the line. No WAY!
Who needs a useless Spiegel card? Not me. Target, here I come (whereas I will PIF, of course!)
I wonder what this will do to my just jumped up by 20 points FICO score?