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YAY amex zync

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Nightfallx
New Contributor

YAY amex zync

i got approved, yay im so happy. now i have chase slate, and zync. i have a few questions though.

 

1. my credit limit is only 250.00$ will it go up once i recieve and activate my card?

2. how do i pay the annual fee will it be charged to the card or must i pay it with my bank, and when is it due?

in my wallet:
Amex Zync : NPSL (main card always pif)
Discover More: 6,500$ (no balance)
Chase Sapphire : 5000.00$ (no balance)
Citi Thank You Card backed by Amex 8,200$ (no balance)
Amex Blue Cash 21,000$
Best Buy Store Card : 5,700$ (I'm a nerd so used a lot)
Message 1 of 21
20 REPLIES 20
prolificjinx23
Frequent Contributor

Re: YAY amex zync

Are my eyes deceiving me?!?!? Did you say your CL is $250??? If you don't mind me asking what's score? Util? Any baddies?

Starting Scores: EQ 447 (01/02/2017), TU 476 (01/02/2017), EX 456 (01/02/2017)
Current Scores: FICO 08's as of 12/12/2019: EQ 584, TU 702, EX 631
Goal Scores: ABOVE 800 ALL 3
Current Cards: CapOne QS1 $500, Walmart SC $500, Discover It $750, Amazon Prime SC $900, CareCredit $2,000, NFCU CashRewards $10,000 and NOT APPING until 04/2020....


Take the myFICO Fitness Challenge
Message 2 of 21
Nightfallx
New Contributor

Re: YAY amex zync

that's why im asking, i think that is a temporary ammount. my citi card i have 5,500cl. so im thinking amex is only temporary i have no baddies perfect payments for years.

in my wallet:
Amex Zync : NPSL (main card always pif)
Discover More: 6,500$ (no balance)
Chase Sapphire : 5000.00$ (no balance)
Citi Thank You Card backed by Amex 8,200$ (no balance)
Amex Blue Cash 21,000$
Best Buy Store Card : 5,700$ (I'm a nerd so used a lot)
Message 3 of 21
Nightfallx
New Contributor

Re: YAY amex zync

so does anyone know if my cl will increase once i get my card?

in my wallet:
Amex Zync : NPSL (main card always pif)
Discover More: 6,500$ (no balance)
Chase Sapphire : 5000.00$ (no balance)
Citi Thank You Card backed by Amex 8,200$ (no balance)
Amex Blue Cash 21,000$
Best Buy Store Card : 5,700$ (I'm a nerd so used a lot)
Message 4 of 21
GB44
Contributor

Re: YAY amex zync


@Nightfallx wrote:

i got approved, yay im so happy. now i have chase slate, and zync. i have a few questions though.

 

1. my credit limit is only 250.00$ will it go up once i recieve and activate my card?

2. how do i pay the annual fee will it be charged to the card or must i pay it with my bank, and when is it due?


Congrats on the approval.

 

The zync is a NPSL card. The $250 is the initial limit until you receive and activate your card. The annual fee will be charged to your card.

Message 5 of 21
dnice77
Regular Contributor

Re: YAY amex zync

you may be referring to the temp card they gove you when you were approved.

 

it should turn to NPL when you get the physical card.

 

Congrats !



Starting Score: 617
Current Score: 744 Smiley Happy
Goal Score: 800


Take the FICO Fitness Challenge
Message 6 of 21
dalebb
Valued Contributor

Re: YAY amex zync

yea, my zync has no limit, iv gone up as far as 4.5k on it, ofcourse u have to pay off monthly

Message 7 of 21
CS800
Super Contributor

Re: YAY amex zync


@GB44 wrote:

@Nightfallx wrote:

i got approved, yay im so happy. now i have chase slate, and zync. i have a few questions though.

 

1. my credit limit is only 250.00$ will it go up once i recieve and activate my card?

2. how do i pay the annual fee will it be charged to the card or must i pay it with my bank, and when is it due?


Congrats on the approval.

 

The zync is a NPSL card. The $250 is the initial limit until you receive and activate your card. The annual fee will be charged to your card.


+ 1




Message 8 of 21
Nightfallx
New Contributor

Re: YAY amex zync

yay thanks guys im so happy today Smiley Happy

in my wallet:
Amex Zync : NPSL (main card always pif)
Discover More: 6,500$ (no balance)
Chase Sapphire : 5000.00$ (no balance)
Citi Thank You Card backed by Amex 8,200$ (no balance)
Amex Blue Cash 21,000$
Best Buy Store Card : 5,700$ (I'm a nerd so used a lot)
Message 9 of 21
CS800
Super Contributor

Re: YAY amex zync

I forgot to say congrats  Smiley Happy

 

Great card to have




Message 10 of 21
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