Year End (2018) Credit Card Summary Stmts

[CreditInspired]

I’m grinning from ear-to-ear. I’ve reviewed all my CC stmts and this is the first year ever I’ve spent only $21.73 on interest on all my CCs combined. I’m tickled pink. And 2019, it will be a big fat $0!

How did you do?

[Marz2002]

Last year I started rebuilding in April and at the end of December I had a total of 8 revolvers and NO interest paid!

Most of my new accounts came with 0% interest for 12 months or more.  The others, I PIF.

CONGRATULATIONS  on your Success!

[CreditInspired]

Thanks @Marz and Congrats on your success too.

It is a great feeling, isn’t it, to have paid little or no interest?

[AverageJoesCredit]

TOXIC!!

JK

Congrats, thats great! I dont think i paid any interest last year but may have this year on my recent Disco bt, oops, but no more lol.

[longtimelurker]

In contrast, 2018 was the first year (since the mid-80s) that I paid interest, due to Consumers Credit Union completely messing up.   Well, they messed up in the sense that I assumed I had set up autopay when in fact I hadn't.  So they didn't automatically take the payment I hadn't set up and so I was late.   But since I can't blame myself.....

[CreditInspired]

Oh my, that’s real impressive @longtimelurker. It wasn’t until 2016 that I even learned I didn’t have to pay interest.

Congratulations!

[Namaste7]

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@CreditInspired wrote:
I’m grinning from ear-to-ear. I’ve reviewed all my CC stmts and this is the first year ever I’ve spent only $21.73 on interest on all my CCs combined. I’m tickled pink. And 2019, it will be a big fat $0!

How did you do?

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2018 Interest: $0

2018 Fees: $70 (BT fees)

[CreditInspired]

WTG @Namaste7

[Anonymous]

I paid $3.97 in interest to Capital One in March and that was all I paid the whole year. 

[FloydWonder]

I paid $1.93 in interest last year, because I wrote a check for $2300 against my PLOC and let it sit for a few days before paying it off. All CCs at zero, of course. #brokemyperfectrecord