Yes i am insane and loving it.

[yanksrox94]

Hey guys im new here but have been lurking for a while. Im only a 18 year old college studen but have been taking great care of my credit and prepping for future loans etc. So the crazy thing is that these last couple months ive been on a mega mega app spree and just recently got some very nice cards. It seems that my credit score has been hovering in the 650-680 range. I know i dont need all of this but i dont care. Here are my spoils.

Apple Barclaycard- 1700$ limit

Capital 1 ( AU)- 750$ limit

Capital 1 journey- 500$ limit

BOA Cash Rewards Students- 700$ limit

Chase Freedom- newly approved unknown credit limit

AMEX BCE- 2000$ limit

Chase Amazon- 1000$ limit

I have gotten some good cards that will allow me to maximize rewards and build credit for the future. I probably have around 12 hard inquiries on my report and will be living in the garden for the forseeable future. Thank you guys for the great knowledge because you guys helped me get to where I am.

[myjourney]

Welcome to the forum

Congrats on your cards and now you should take care of those new seedlings and garden for awhile

[yanksrox94]

Thank you, I very much plan to do just that.

[unc0mm0n1]

Great App spree. Congrats and have fun in the garden.

[koalablue]

Congrats on your approvals!  That is a very impressive haul.  I would resist the urge to app for anything else lest you set yourself up for adverse action.  Enjoy the cards you have and garden with them for a few years.  You'll be all set to buy a house when that time comes in the future.

[FocusedAndDetermined]

Congrats!  See you in the garden.

[asphaltcowboy]

Cograts to you and good luck with school, only to be 18 again see ya in the garden, right now

[indiolatino61]

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@yanksrox94 wrote:

Hey guys im new here but have been lurking for a while. Im only a 18 year old college studen but have been taking great care of my credit and prepping for future loans etc. So the crazy thing is that these last couple months ive been on a mega mega app spree and just recently got some very nice cards. It seems that my credit score has been hovering in the 650-680 range. I know i dont need all of this but i dont care. Here are my spoils.

Apple Barclaycard- 1700$ limit

Capital 1 ( AU)- 750$ limit

Capital 1 journey- 500$ limit

BOA Cash Rewards Students- 700$ limit

Chase Freedom- newly approved unknown credit limit

AMEX BCE- 2000$ limit

Chase Amazon- 1000$ limit

I have gotten some good cards that will allow me to maximize rewards and build credit for the future. I probably have around 12 hard inquiries on my report and will be living in the garden for the forseeable future. Thank you guys for the great knowledge because you guys helped me get to where I am.

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Welcome to myFICO, and congrats on your approvals. I would take it easy and garden now...you're only 18, so there is ample time to app...

[SnackTrader]

So, to help others with their journey - what was on your existing credit reports at the time of this spree? Did you already have credit cards? If so, for how long? Did you have any installment loans reporting?

And then, in which order did you apply for all these cards?

[yanksrox94]

Well my earliest credit card was my capital one and I was an authorized user on that one for about 1.5 years. I did carry a balance on that one for a while. My first CC under my name was a Barclay and I had that for about 8 months before I started really applying. In march I got the BOA, Cap 1 journey. Lastly a couple days ago I applied and the AMEX BCE, Chase Freedom, Chase Amazon. I also wanted but was denied for the citi forward and discover it, most likely because of too many inquiries. I did not have any loans on my credit report.