Yet another success story of AMEX 61 days CLI

thecentury303 · ‎08-21-2013

Hi,

I got approved for AMEX BCE on 06/20/2013. This is my previous post about it: http://ficoforums.myfico.com/t5/Credit-Cards/Got-Approved-for-AMEX-Gold-and-BCE-Updated/td-p/2237385 Today is my 61 days anniversary.

I applied for a 3xCLI online around 1AM EST. I got a 7-10 days message and about a minute later, I got an email from AMEX saying that I was denied because it is still 60 days. Therefore, it seems like AMEX does NOT operates in PST, EST, or CST.

Then, around 8.00AM, I applied again and got instantly approved from $2000 -> $6000. My current credit score is around 700 across three bureaus. My current utilization is around 2%. I let BCE reported a balance around $100 each month then pay in full while I never let my AMEX Gold reported a balance at all.

Capital One Cash Rewards for New Comer: $1,500 (09/12), Local Credit Union: $1,500 (10/12), Chase Freedom: $1,500 (04/13), Discover IT: $2,100 (04/13), AMEX Gold Charge Card: NPSL (06/13), AMEX BCE: $6,000 (06/13), Chase United Explorer: $6,000 (10/13), Chase Ink Cash: $3,000 (10/13), Barclays Arrival Platinum: $3,000 (10/13), US Bank Flexperk Travel Rewards: $5,000 (01/14), Capital One Venture: $5,000 (01/14), Citi AA World MC: $6,500 (01/14),Citi AA Executive World Elite MC: $5,000 (01/14)

myjourney · ‎08-21-2013

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

09Lexie · ‎08-21-2013

Congratulations. I would think MST since they are in Utah

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jake619 · ‎08-21-2013

Congrats OP!

@09Lexie wrote:
Congratulations. I would think MST since they are in Utah

Nope! Back on my 61st I wrote about this here.

My experience was similar: Item of note for the impatient, I'm in Pacific time and the AMEX web server seems to be in Eastern time. If I log in, then log out, then log back in again, the little area on the left shows my last login time was three hours ahead of Pacific. So thinking I could cheat the clock a little I waited until 9:15pm last night. The website showed 12:15am and I tried the CLI. No dice! Like most things, patience wins.

thecentury303 · ‎08-21-2013

May be their system does not operate in any timezone lol

Capital One Cash Rewards for New Comer: $1,500 (09/12), Local Credit Union: $1,500 (10/12), Chase Freedom: $1,500 (04/13), Discover IT: $2,100 (04/13), AMEX Gold Charge Card: NPSL (06/13), AMEX BCE: $6,000 (06/13), Chase United Explorer: $6,000 (10/13), Chase Ink Cash: $3,000 (10/13), Barclays Arrival Platinum: $3,000 (10/13), US Bank Flexperk Travel Rewards: $5,000 (01/14), Capital One Venture: $5,000 (01/14), Citi AA World MC: $6,500 (01/14),Citi AA Executive World Elite MC: $5,000 (01/14)

Zz_JC_zZ · ‎08-21-2013

Congrats on the CLI!

Starting Score (July 2013) Exp 665 Equ 658 TU 660
Current Score (Feb 2015) Exp: ??? Equ: 765 TU: 776

Amex BCE ($12,000) Discover It ($7,400) Cap1 Cash Rewards ($2,250) Cap1 Platinum ($4,500) Express Next ($1,450)

eddie84 · ‎08-21-2013

Congrats!

MsLadyRover · ‎08-22-2013

Congrats!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
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