You guessed it! NFCU

[Anonymous]

So two days ago I put in for a CLI. It has been pending for two days, but I awoke this morning to a $200 dollar increase in my CLI. Shouldn't I have received a message from them with a CLI offer? Maybe I misread everything, but previously there was talk of them messaging you and counter offering. On top of that, it was stated that they would message you. 

Any thoughts would help. Just thought a 200 increase was a bit strange of a number but i'm not complaining.

[CountryLivin]

What are your credit scores and are there any baddies on it? How many inquiries? We need some more info. AAoA? Maybe $200 is all that your scores and credit file will allow with their internal scoring. It's really hard to say with no info.

[DoroLucky]

Hmmm 2 days.....was it a HP?

[Anonymous]

Congratulations!

[Anonymous]

My utilization was at 35%. 2 HP and now i'm gardening for the next two years. I have one car account but it's been closed for a while now. Other than that, really just a CS of 615.(reason I'm Gardening)

[Anonymous]

No, they use the previous pull from three days ago when I opened it to decide. I also put in for a CLOC. I did it the wrong way and went Savings/Checking/Credit Card.

[Anonymous]

Thank you,

I def appreciate the support. It's been nice to come here and get help with Credit questions. So Thank you to you as well.

[Anonymous]

If they used a previous pull then they probably approved you for the max they are comfortable with when you first got it

[Anonymous]

Thanks for the information. I really appreciate it.

[RonM21]

It is an increase and at least a soft. I'd think.once you grow it and your scores rise, the next time may be a different story.