Young, Thin, & Good Looking...Does anybody want me?

[Anonymous]

Ha! Made ya look, right?
I'm referring to my credit profile. Next month (March) will mark my 6 month credit history anniversary!!!
The Estimator projects a score of 690-740
As it stands, my March projected profile should read:
Visa $2K/ bal $150 (will be asking for cli) - projected April bal $150
Kay $400/ bal $66 (will be asking for cli) - projected April bal $33
CJ $1.5K/ bal $11 - projected April bal $0
Pers Loan $1K/ bal $820 - projected April bal $705

I'd like to do a "mini spree" in mid/late April (BEFORE Fico08 hits - projected for May08). The cards I hope to secure will be my "lifetime" cards, as I won't close them because of the age they will provide...

So the question is, providing I have a 700+ score, how much credit history do the following lenders require before applying? Even if I get a different card from them to start and convert later to the targeted card that would be ok...

Amex (Delta Skymiles) - I heard the min is 1.5 - 2yrs history
Citi (Home Rebate Platinum Select MC)
Associated Bank (cobrand Citi)
WAMU
Chase (Freedom)
Discover - I heard the min is 1.5 - 2yrs history

Appreciate any info...Thanks!

PS - I'm not a student and have no baddies, lates, BK or anything - just started late in the game.

[Anonymous]

Bumping...

[MidnightVoice]

---

Stylin wrote:
Ha! Made ya look, right?
I'm referring to my credit profile. Next month (March) will mark my 6 month credit history anniversary!!!
The Estimator projects a score of 690-740
As it stands, my March projected profile should read:
Visa $2K/ bal $150 (will be asking for cli) - projected April bal $150
Kay $400/ bal $66 (will be asking for cli) - projected April bal $33
CJ $1.5K/ bal $11 - projected April bal $0
Pers Loan $1K/ bal $820 - projected April bal $705

I'd like to do a "mini spree" in mid/late April (BEFORE Fico08 hits - projected for May08). The cards I hope to secure will be my "lifetime" cards, as I won't close them because of the age they will provide...

So the question is, providing I have a 700+ score, how much credit history do the following lenders require before applying? Even if I get a different card from them to start and convert later to the targeted card that would be ok...

Amex (Delta Skymiles) - I heard the min is 1.5 - 2yrs history
Citi (Home Rebate Platinum Select MC)
Associated Bank (cobrand Citi)
WAMU
Chase (Freedom)
Discover - I heard the min is 1.5 - 2yrs history

Appreciate any info...Thanks!

PS - I'm not a student and have no baddies, lates, BK or anything - just started late in the game.

---

What sort of age do you have on accounts?  When was the oldest opened, how old is the oldest revolving, what is the average age erc?

[SonorityGenius]

I like young, thin, and good looking......

CARDS!!

sheez =p

I hate the old faded out, corners cut discolored old credit cards

[Anonymous]

---

What sort of age do you have on accounts? When was the oldest opened, how old is the oldest revolving, what is the average age erc?

---

Per my original post "Next month (March) will mark my 6 month credit history anniversary!!!"...All my accts are under 6 mths. The Visa (10/07) being the oldest. The remainder all opened in January 08.