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Young credit report, want another card. HELP

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improvingmycredit
Valued Contributor

Re: Young credit report, want another card. HELP


@bobbyburns34 wrote:

OK just did the Discover it and its asking for a copy of my SSN or drivers liscense

 

is this good or bad?


That's good.  They need to verify your identity.  This usually means an approval for the card.

Call this number:

Discover: 888-676-3695 (Recon)

 


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 41 of 100
bobbyburns34
New Member

Re: Young credit report, want another card. HELP

well its 2am but i uploaded my drivers liscense

 

should i be worried or am i good?

Message 42 of 100
09Lexie
Moderator Emerita

Re: Young credit report, want another card. HELP

You should be fine. Do you have your social security card?
Message 43 of 100
bobbyburns34
New Member

Re: Young credit report, want another card. HELP

Yes i do but the DL was handy so i took that

Message 44 of 100
improvingmycredit
Valued Contributor

Re: Young credit report, want another card. HELP


@bobbyburns34 wrote:

Yes i do but the DL was handy so i took that


Have you tried calling the number I gave you?

Discover: 888-676-3695 (Recon)


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 45 of 100
bobbyburns34
New Member

Re: Young credit report, want another card. HELP

should i also try the cash rewards card from cap one? even though it says 39 annual fee

Message 46 of 100
09Lexie
Moderator Emerita

Re: Young credit report, want another card. HELP

Ok. Also, the info on your DL matches your app and CR's?
Message 47 of 100
bobbyburns34
New Member

Re: Young credit report, want another card. HELP

no its 2am and everyone in the house is sleeping lol

Message 48 of 100
09Lexie
Moderator Emerita

Re: Young credit report, want another card. HELP

No, to Cash Rewards if you don't want an AF. The Newcomers doesn't have a fee
Message 49 of 100
improvingmycredit
Valued Contributor

Re: Young credit report, want another card. HELP


@bobbyburns34 wrote:

should i also try the cash rewards card from cap one? even though it says 39 annual fee


Oh... I forgot about the annual fee.  That will be up to you.  If you don't want an annual fee.. I'd app the NewComers card.

 


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 50 of 100
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