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Your top credit goal of 2013

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LS2982
Mega Contributor

Re: Your top credit goal of 2013


@drkaje wrote:

@LS2982 wrote:
@DrK how long have you had the freedom??

Will be 2 years in August.

 


No CLI luv or little bit?? HP for it??




EQ FICO 548 3/3/16
Message 61 of 116
twall06
Frequent Contributor

Re: Your top credit goal of 2013

1. Keep removing baddies
2. Buy a house at the end of the year .
3. Get a prime card with a limit of at least 1000 so I don't have to pay my card off every week . Hopefully one with rewards.
4. Cancel my subprime cards .
Message 62 of 116
wildbillcody
Regular Contributor

Re: Your top credit goal of 2013

Mine is to get a prime credit card and finally be done with the sub prime cardsSmiley Happy
Lender pulled fico scores 4-11-2013
Equifax 670, Exp 673, TU 672
Message 63 of 116
LS2982
Mega Contributor

Re: Your top credit goal of 2013


@twall06 wrote:
1. Keep removing baddies
2. Buy a house at the end of the year .
3. Get a prime card with a limit of at least 1000 so I don't have to pay my card off every week . Hopefully one with rewards.
4. Cancel my subprime cards .

That makes the journey worth it when coming into primeville!!!! SEE YA FP!!! KICK ROCKS!!




EQ FICO 548 3/3/16
Message 64 of 116
drkaje
Senior Contributor

Re: Your top credit goal of 2013


@LS2982 wrote:

@drkaje wrote:

@LS2982 wrote:
@DrK how long have you had the freedom??

Will be 2 years in August.

 


No CLI luv or little bit?? HP for it??


I'm pretty stingy with HPs and really didn't know about Chase's policy before getting the card. Haven't applied for a card since Jan 27th, 2012 but will be leaving the garden in a month or so.

 

I just don't feel a good customer, with an umblemished credit history should cough up an HP for a CLI. Chase disagrees, LOL! The upside is increasing the CL without affecting average account age. I can't help finding the practice annoying. They have a good product and service but the CLI would have to be worth having the HP hang out on Ex, Eq, or TU for two years.

 


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 65 of 116
Anonymous
Not applicable

Re: Your top credit goal of 2013

Some really good goals out here...my goal is to make sure i maximize my rewards on my cards while shopping online or in-store modcut

Message 66 of 116
ukimafija
Regular Contributor

Re: Your top credit goal of 2013

Join PENFED, get their CC, LOC and a Car loan...

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K

Starting Score: 580
Current Score: 747
Goal Score: 800+


Take the FICO Fitness Challenge
Message 67 of 116
LS2982
Mega Contributor

Re: Your top credit goal of 2013

Lotta promotion there [User626415] lol




EQ FICO 548 3/3/16
Message 68 of 116
Ron1
Super Contributor

Re: Your top credit goal of 2013

Nothing yet. Smiley Happy

 

 

Ron.

Message 69 of 116
SisterGirl
Established Contributor

Re: Your top credit goal of 2013

Paying less....enjoying the best ! Not much in my credit game plan for 2013, but if the right offer came my way.... 

 

SisterGIrl

SisterGirl
Message 70 of 116
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