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Your two main cards..

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iwazl71
Frequent Contributor

Re: Your two main cards..

I use most of my cards but my favorite 2 are CSP and freedom.  CSP for dining and freedom right now for groceries. 

 

 

Scores: EQ 796, EX 790, TU 807
Personal and Business Cards: 31 with 763k
High Limit Cards: CSP 50k | BoA Cash 81k | NFCU flagship 60k | Penfed Rewards 50k | Aviator Silver 52k
Message 31 of 126
Anonymous
Not applicable

Re: Your two main cards..

1- Hiway Fed C/U visa- 1% cash back and it's tied directly into my checking and savings accounts. Low APR and since it's a relatively small local credit union the customer service is great.

 

2- Discover- decent cash back and I've had it a long time. I've always had good luck with their customer service too.

Message 32 of 126
bch238
Regular Contributor

Re: Your two main cards..

I have specific uses for every one of my cards, but my two primary cards are:

 

1.  CSP.  Best all-rounder.  We eat out a lot, so 2x (and 3x one Friday per month) applies to a large percentage of spend.  The Chase shopping portal nets 4x on non-chain hotels through Hotels.com (because I use my Marriott card for Marriott spend), and 3x can be had on other travel through the portal.  Transfer partners align with my usual travel habits, e.g., Southwest, Marriott.  Rental cars have primary coverage, so while I my Amex Platinum gives me discount code with Hertz, I actually pay with my CSP and earn 2x points.

 

2.  Amex BCP for groceries at 6x, gas at 3x, decent cash back deals (Fresh Market, BP, Staples, to name a few).

FICO Scores (MARCH 2016): EQ 829; EX 825; TU 828
AmEx BCP $25,000; AmEx Platinum (NPSL); Barclaycard JetBlue Rewards $5,000; Bank of America Cash Rewards $27,500; Chase Sapphire Preferred $33,700; Chase Marriott Rewards Premier $15,000; Chase Freedom $12,000; Citi Prestige $30,500; Virgin America Premium $25,000; The Home Depot Card $20,500; Capital One Platinum $15,000
Message 33 of 126
MyDataMyChoice
Valued Contributor

Re: Your two main cards..

@RJ999

What are the Annual Fees? Do your rewards/Services offset them>?

Palladium 595
Amex Plat 450
Citi Presige 450
Delta Plat Amex 195
CSP $95
Chase Marriot Rewards $85
Citi Plat AAdvantage $95

Thats almost $2000 in annual fees


Message 34 of 126
skigirl916
Established Contributor

Re: Your two main cards..

CSP and Arrival+.

Message 35 of 126
SunriseEarth
Moderator Emeritus

Re: Your two main cards..

The two main cards that I use in my lineup:

 

1. Costco TE:   I do a lot of dining (2%) and a fair amount of gas (3%) spend

2. Cap One QS1:   1.5% for my general spend

 

 

Maybe once I move to a new place and cook more, BCE could be up there.   Sony Card is my backup dining card.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 36 of 126
northface28
Established Contributor

Re: Your two main cards..

Sallie Mae

Venture

BK Discharged 9/11

Cap1 Quiksilver Visa Signature $41k| Discover IT $24k| Barclays Uber VISA $16.2k|BOA Cash Rewards $8.4k| BOA BBR $6k|AMEX Cash Magnet $12.8k|AMEX BCP $16.6k|Huntington Voice $5.5k|Citi Double Cash $5.7k| US Bank Cash+ $6.5k
Message 37 of 126
Man-Of-Steel
Established Contributor

Re: Your two main cards..

My 2 main cards are Sallie Mae (gas/groceries) and Quicksilver (general spend).

Message 38 of 126
Anonymous
Not applicable

Re: Your two main cards..

1 CSP - I have a CSP/Freedom hybrid so I'm getting the Q1 5% categories; I'm using it for groceries and dining

 

2 AMEX PRG - just for gas

 

 

Just racking up UR/MR points with this combo as I've already fulfilled my $10k spend on the Ritz to keep my gold status for next year Smiley Very Happy

 

I'll probably be swapping out at the end of the month for the Biz Plat/Prestige combo to meet min spend req's once I've applied

Message 39 of 126
lord_kinbote
Established Contributor

Re: Your two main cards..

For me, the Chase CSP and Citi DC see the most action per month.
Message 40 of 126
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