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ZYNC APPROVED! IM IN!!!!!

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getahead
Regular Contributor

Re: ZYNC APPROVED! IM IN!!!!!

thank you for the # texasman, I called & the guy I talked to was clueless to what I was saying about the alternative offer of $500 SL w/autopay, he kept telling me it was declined.  I told him, yea I was declined for the regular Zync BUT offered me the options of $500 w/autopay or $200 without autopay, he put me on hold several times & finally came back with I need to wait for the letter in mail.  He said in the letter will be a form to complete with the option, UGH!!!! 

 

Did you speak to a supervisor?


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Message 21 of 47
getahead
Regular Contributor

Re: ZYNC APPROVED! IM IN!!!!!

btw, CONGRATS!! what a feeling it must be, I hope I can resolve my issue.


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Message 22 of 47
-Cain-
Valued Contributor

Re: ZYNC APPROVED! IM IN!!!!!

Good going texasman07!

If I remember correctly, we both got BofA secured cards about the same time, and AmEx gave us a shot right about the same time. I was approved for Green on 12/19. Treat it well!

A bit off topic, but has your BofA unsecured yet?
Message 23 of 47
mAndrew1980
Established Contributor

Re: ZYNC APPROVED! IM IN!!!!!

Wow! Awesome work getting your foot in the door! You've made it into the Amex family!

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 24 of 47
texasman07
Established Contributor

Re: ZYNC APPROVED! IM IN!!!!!

Thanks everyone.  I keep going back to the application page and re reading it thinking there going to change it to declined! LOL

 

 

My BOfa Card hasnt unsecured yet.  I got it in APRIL 2011

Message 25 of 47
quest208
Frequent Contributor

Re: ZYNC APPROVED! IM IN!!!!!


@texasman07 wrote:

My Experian is my lowest score.  and MANY Inquires.  3 baddies. 

 

 

So if I was able to get approved.  You should be able to.

 

 

My utilization is about 37 %

 

Not sure what my score is on Experian, they didnt give it to me yet


wow!   i need to go into the garden before i do something ill regret Smiley Very Happy

 

awesome!


TU08 762
NFCU Visa Signature $20,000, Citi Prestige $15,500, USAA Mastercard $11,000, American Express Platinum, Barclays American Express $4700, Best Buy Mastercard $400, Orchard/Capital One $700
Message 26 of 47
Anonymous
Not applicable

Re: ZYNC APPROVED! IM IN!!!!!

Here is a stupid question.

 

I just got a zync and was wondering in the package the card comes in do they tell you what credit buruea  they pulled from and what your credit score is? Because I cannot find it.

Message 27 of 47
dalebb
Valued Contributor

Re: ZYNC APPROVED! IM IN!!!!!


@Anonymous wrote:

Here is a stupid question.

 

I just got a zync and was wondering in the package the card comes in do they tell you what credit buruea  they pulled from and what your credit score is? Because I cannot find it.



mine was EX in cali

 

Message 28 of 47
CS800
Super Contributor

Re: ZYNC APPROVED! IM IN!!!!!


@dalebb wrote:

mine was EX in cali

 


Not sure why I thought you were in the midwest .




Message 29 of 47
dalebb
Valued Contributor

Re: ZYNC APPROVED! IM IN!!!!!


@CS800 wrote:

@dalebb wrote:

mine was EX in cali

 


Not sure why I thought you were in the midwest .


Maybe its my accent

Message 30 of 47
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