Thanks for the suggestion Philly, does the Simplicity actually allow the cardholder to set limits for the AU? Or did you just mean verbally tell her to stay under $500? lol
Also, do you know what the odds are of Citi reporting for her if we're not at the same address? She does live at an address that shows as a prior address on all 3 of my CRs, but it's not my current address.
Add her on the AMEX for backdating purposes
That would be ideal, but since the Zync is discontinued, I (and others) don't think they're doing AUs on it anymore... Certainly can't do it online. I'll probably call to confirm that next week, but I have to find my card first.
sorry not sure i just suggested the citi because she her spending would earn you rewards lol but i think that setting a limit for an au wouldn't be an issue- personally if i couldn't set a limit for an au i wouldn't do it- but i do not have any au's or a citi card i am fairly certain i am on their black list. As for the reporting didn't think of that but if you gotta fork over her SS # i dont think the address would matter, they would prob only send the card and statements to your address because you are the primary account holder and ult. responsible for repayment
Thanks Philly, I think I'll have to make some phone calls and see how the different companies handle AUs.