Zync Approved!!!

[Open123]

The Zync is a great card!

Use it well and build a good internal risk and transaction score with Amex, and you'll be approved for any of their cards in 8 - 12 months.  In my view, what really sets Amex apart is how they tend to look at where you'll be as opposed to where you were.  

[LS2982]

CONGRATS!!!!

I love my Zync!!

[MsLadyRover]

Woo Hoo! Congrats on your Zync!

I was recently approved too. Can't wait for it to arrive!

[Open123]

Ensure you guys sign up for the Eco pack (free) and the Home Pack (gift card pays for the fee)!

[MsLadyRover]

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@Open123 wrote:

Ensure you guys sign up for the Eco pack (free) and the Home Pack (gift card pays for the fee)!

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Absolutely! I signed up for all the free packs plus the home and restaurant pack. 

[Open123]

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@MsLadyRover wrote:

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@Open123 wrote:

Ensure you guys sign up for the Eco pack (free) and the Home Pack (gift card pays for the fee)!

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Absolutely! I signed up for all the free packs plus the home and restaurant pack. 

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Awesome!

I love the restaurant pack, especially when combined with the Eco which confers 3% on some eateries!  All the free stuff and gift cards, the restaurant literally pays for itself.

[MsLadyRover]

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@Open123 wrote:

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@MsLadyRover wrote:

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@Open123 wrote:

Ensure you guys sign up for the Eco pack (free) and the Home Pack (gift card pays for the fee)!

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Absolutely! I signed up for all the free packs plus the home and restaurant pack. 

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Awesome!

I love the restaurant pack, especially when combined with the Eco which confers 3% on some eateries!  All the free stuff and gift cards, the restaurant literally pays for itself.

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Woo Hoo! Can't wait to start enjoying the benefits.  

By the middle of next week, I will be running to the mailbox looking for my card. LOL.

[muumike]

Thanks guys.

I've read about the high balance reported factoring into how your monthly charges stack up against the high balance - affecting FICO. Any truth to this? Or any guidance on how to properly use a charge (other than obviously PIF monthly) that will help me avoid any negative impact to my score?

[muumike]

Also just saw AMEX pulled all three bureaus.

[Anonymous]

I got the zync with pretty much the same scores as the OP just a few points higher and I got hit with a hard limit of $500? oh well...at least I got my feet in the door with Amex.