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I currently have 1k on my Zync NPSL and I finally decided to click on the check spending ability and entered in $2000 (see below picture). I was approved. So with my current balance of $1000 does this mean I have an internal CL of at least $3000?
Not necessarily. If you had tried to type in $3000, $4000, $8000, your request may still have been approved. You won't know unless you check using the tool again, or try to hit your internal limit (if applicable) by manually using your card.
Some say not to abuse the spending ability tool with AMEX as it may raise suspicion. Some say that they wouldn't put it there if it werent meant to be used, and its better to ask than to just hope and end up having your card declined at a point of sale. Its up to you how you proceed.
EDIT: I just realized the OP said AT LEAST $3,000...so in that case, I would agree with you. But that may not be the actual limit.
Hm I tried it several time and the maximum approval amount stays the same even so I have charged 1+k already. So I would guess it is the total amount of all your charges?
Duncanrr, or someone that knows, can you explain to me how to post a screen shot? I was gonna post my account screen shot and explain something but realized that i dont know how to do the screen shot? lol
@gettnthere wrote:Duncanrr, or someone that knows, can you explain to me how to post a screen shot? I was gonna post my account screen shot and explain something but realized that i dont know how to do the screen shot? lol
Dont feel bad, I didn't find out how to quote for like 2 months
Print Screen is your friend