Im sorry OP...That stinks. This is why I keep basically 0-1% reporting, especially for me. I don't want any creditor to say oh, you have 30% util on this or that card, we need to shut you down. Chase is BAD about that, and they are more skittish than Barclays. Id fight that big time. Sorry again for the closure, that really stinks 
@Anonymous wrote:
Turns out chase closed my freedom card due to my overall utilization and utilization with them. I'm taking advantage of low rates and still paying a few things off so its understandable. Never late but utilization with them is around 40% and overall total around 50%. The good part is that they sent a letter stating I can keep the low rate until its paid off as long as I make the payment each month. Also, my online account shows it closed but they kept the available credit intact so hopefully they will report it with that available for utilization purposes. I'm not sure how it works with a closed account though.
Not my first choice to have it closed but they were very fair about it and I wont be burning them in the process so once things change I can get another card with them later on.
Sorry to hear about the account closure. I had several accounts closed after the credit crisis, by Chase and Citi, due to overall high balances, along with balance chasing CLD. My Freedom card was CLD to the current $1,500 a few years ago, but not closed completely.
Can you list out your accounts, their balances, CL, and what your payment rate is on those balances? Percentages are interesting, but at the end of the day the banks care about the absolute dollars they are owed.
