@RemyWinchester wrote:I'm sure many of these same people are the ones who drive onto a nearby base for the cheaper gas too.
I joined NFCU though the roommate clause and I believe you are painting with an overly large brush. Their rules are established and available for all to review. Prior to joining I contacted NFCU and was completely honest in my desire to join my motivation to join and the method I was employing. They had no problem with it. Now my 6+ figure salary is directly deposited to their CU and I have moved accounts to them. I will refi house in June with them as well.
If you don't like it then you don't have to bank with them. Insulting people who joined NFCU by roommate provision by alluding to them as being cheap is uncalled for. Like I said in earlier post, I tried to join the Army and they didn't want me. I took the aptitude test (99th percentile) and failed the hearing test by 5db. The recruiter told me to put cotton in my bad ear for a week and then try the hearing test again. Until the US establishes another way to serve the military I will continue to take advantage of legal avenues to better my finances and I will encourage others to do the same.
I sleep very at night on a set of 1000 thread count cotton sheets that I bought on my 25k CL NFCU Visa Flagship Siggy card.
I've seen posts where people were getting $5K limits from NFCU but had nothing but secured cards from other banks.
Everything balances out in the end. A lot of people take offense to Amex backdating.
@Duncanrr wrote:
I sleep very at night on a set of 1000 thread count cotton sheets that I bought on my 25k CL NFCU Visa Flagship Siggy card.
As well you should. You played by the rules. Whether someone likes the rules or not is their problem, not yours. NFCU has their requirements and you met them. End of story. I think veterans should be able to join, but that doesn't mean I am going to get upset about others getting in through other rules NFCU set up. All of this energy should be spent trying to get veterans the ability to join, not complaining about others who joined under the rules (roommates). People who scammed their way in are a different story, but roommates get in fair and square.
@swpopham wrote:
When I log on and see a thread everyday about how to join NFCU? Go join the army if you want the benefit of a military credit union. I took a bullet for this country that I love. I served as a safety officer for fort Sam Houston. I can say I earned my place at navy federal. I send them a message every time I see an undeserving person trying to weezle their way in. This last response I got said they watch these forums and credit boards. And the security team is on top of it. I really enjoy threads about I snuck in and now I'm pisses because " my accounts are frozen and my money is locked up!" It really makes me mad when something good is leaked on the internet then its ruined by people.... sorry if I offend anyone I think there needs to be something special and off limits like va loans and banks/cu I earned it. Your husband, dad, mom... did roommates should not qualify!!!
End of rant
Well before I state my opinion , I would like to thank you ,and all others who have served our country. Now on to my opinion. While I do think those who have served do deserve to be reconized , and honored, their are many programs established for those who served our country besides NFCU, and I really think you are getting to upset about this. Their will also be people who try to abuse the system. Also just because someone is not by law considered a person family, you never know how that person may have help , or supported the person who served.
To the OP, thanks for your service to our country and I have high respect and gratitude to all of our brave men and women.
There will always be people trying to use loopholes for selfish and greedy reasons and you can't change the will and morality of them. The only thing that can be done about this is if NFCU uses better screening procedures at the time of membership besides lip service. They should state exactly what documentation is needed in the case of proving relationship to the eligible family member. Only after that paperwork is produced should they allow membership, but even if they did require this, there will still be people probably producing forged documents. So the only thing that NFCU can do is take the necessary steps BEFORE membership is established.
I don't get pissed at these people because I expect that sooner or later they will be caught and many already have been! Accounts are closed, thier money frozen, and without access to their revolving credit products thier credit takes a ding....now isn't that sweet revenge? As for reporting those scoundrels that post here, I had no idea that you could and perhaps if more people did that then they would be caught much sooner than later. How exactly do you report them?
Morality isn't an issue, for me. I just think the policy should be friendlier towards people who have served active duty.
I'd join in a minute if DGF were a member.