amex clear cash advance benefit

[scottwagnon]

anyone use this feature? the only other card i know that has this feature is the penfed promise

[SnowBowl]

Even tho AMEX offers no cash fees on clear accounts  I wouldnt take advantage of it and  I wouldnt risk for it CLD scenarios based on what I have heard..

[boomhower]

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@SnowBowl wrote:

Even tho AMEX offers no cash fees on clear accounts  I wouldnt take advantage of it and  I wouldnt risk for it CLD scenarios based on what I have heard..

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And running the risk of an FR. 

[jamesdwi]

as others have said the risk of FR is too great if you use it for enough money to make it useful, if you need $60 or less ($100 or less if you have walmart discover)  go to a walmart or sam's club and pull out your Walmart or Sams' club card repectively or any discover card buy a pack of gum and get cashback.

[Open123]

This feature is although not charged by Amex, would still incur an ATM fee of at least $3, right?  From that perspective (doubt any lender will implement AA for a $100 cash advance), I don't think it worthwhile to pay a $3 fee to withdrawal money.

[youngandcreditwrthy]

I wouldnt take a cash advance lok

[youngandcreditwrthy]

Lol*

[flowfaster]

There are better ways to CA any credit card without fee's.  Keep searching.

[scottwagnon]

I want this feature not because I need it, but rather the convenience to take out cash. My landlord is a nut and sometimes the credit line checks I send him end up in the trash, and that way I can still use credit to pay him paper cash. It's worth the three dollar fee. since the money is already in the bank I have every intention of making a payment even before I take the cash out. I will never do it for any other reason. I already have a online Check sending line of credit with my current bank. This would be a back up plan. I would dare use this without immediately paying off what I have withdrew in cash. And also it ends up being cheaper than using my debit card at another ATM where I work that is t my bank ATM. That way when my impatient landlord who is quick to think I am out to stiff him even though I have never been late, I can pay him right then and there at the ATM on the fly while I am on a ten or I need to go outside for a second.

[scottwagnon]

And I don't have time to use the discover cash over feature. That would take 8 days to do. think I'm building credit on my rent and is cheaper on the fly especially if I am at work.