any visa/mastercard has 2% cash back or equivalent of that?

[longtimelurker]

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@Themanwhocan wrote:

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I prefer the color of cash back. In whatever hue, provided it gives the most cash back.

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Well, AFAIK, the only current contenders for "most cash back" are Amex Blue Cash, Wells Fargo Rewards, and TD Cash Rewards, none of which you appear to have!  So you must mean something boring like "for proper purchases"...

[Themanwhocan]

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@longtimelurker wrote:

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@Themanwhocan wrote:

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I prefer the color of cash back. In whatever hue, provided it gives the most cash back.

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Well, AFAIK, the only current contenders for "most cash back" are Amex Blue Cash, Wells Fargo Rewards, and TD Cash Rewards, none of which you appear to have!  So you must mean something boring like "for proper purchases"...

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Ah!... The Giants.

  -Mr Spock, Star Trek IV

[Themanwhocan]

Are you sure it isn't time for a colorful metaphor?

  -Mr Spock, Star Trek IV

[longtimelurker]

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@Themanwhocan wrote:

Are you sure it isn't time for a colorful metaphor?

  -Mr Spock, Star Trek IV

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"If a rewards card has a spending cap, logically, your potential returns are limited.  It then follows that capped cards are sh*t""

- Mr Spock, Star Trek XI, Director's cut

[Christina_xyt]

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@Themanwhocan wrote:

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I prefer the color of cash back. In whatever hue, provided it gives the most cash back.

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Don't you feel too tired to keep all the cards blue? What if there are some great cards you really want and they don't have a design that is blue?

[creditguy-378]

As far as cash back goes cap 1 quicksilver...barclays has one... us bank and discover as well ....the best cash back is the amex blue cash but you already have a amex which is your problem

[Christina_xyt]

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@creditguy-378 wrote:
As far as cash back goes cap 1 quicksilver...barclays has one... us bank and discover as well ....the best cash back is the amex blue cash but you already have a amex which is your problem

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I think it's only good if its blue cash preferred.. which carrys an AF.. but if i get the everyday card.. it's not even as good as using just sallie mae and fidelity?

[longtimelurker]

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@Christina_xyt wrote:

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@creditguy-378 wrote:
As far as cash back goes cap 1 quicksilver...barclays has one... us bank and discover as well ....the best cash back is the amex blue cash but you already have a amex which is your problem

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I think it's only good if its blue cash preferred.. which carrys an AF.. but if i get the everyday card.. it's not even as good as using just sallie mae and fidelity?

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There are three Blue Cash cards.

Blue Cash Everyday: No AF, 3% Groceries up to $6K spend, 2% gas and select department stores, 1% other

Blue Cash Preferred:  $75 AF.  6% Groceries up to $6K spend, 3% gas and select department stores, 1% other

Blue Cash (a.k.a Old Blue Cash): No AF: 5% Groceries/Gas/Drug Store  after an initial $6.5K spend per year.

As you say, the blue cash everyday isn't as good as Sallie Mae.   BCP is OK if you spend around $6K at supermarkets.   Blue Cash is good for high spends on groceries and gas

(and best in class for manufactured spending)

[Themanwhocan]

[Christina_xyt]

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@longtimelurker wrote:

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@Christina_xyt wrote:

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@creditguy-378 wrote:
As far as cash back goes cap 1 quicksilver...barclays has one... us bank and discover as well ....the best cash back is the amex blue cash but you already have a amex which is your problem

---

I think it's only good if its blue cash preferred.. which carrys an AF.. but if i get the everyday card.. it's not even as good as using just sallie mae and fidelity?

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There are three Blue Cash cards.

Blue Cash Everyday: No AF, 3% Groceries up to $6K spend, 2% gas and select department stores, 1% other

Blue Cash Preferred:  $75 AF.  6% Groceries up to $6K spend, 3% gas and select department stores, 1% other

Blue Cash (a.k.a Old Blue Cash): No AF: 5% Groceries/Gas/Drug Store  after an initial $6.5K spend per year.

As you say, the blue cash everyday isn't as good as Sallie Mae.   BCP is OK if you spend around $6K at supermarkets.   Blue Cash is good for high spends on groceries and gas

(and best in class for manufactured spending)

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I think BCP is really just good for groceries since multiple cards offer 5% on gas.. 3% on gas isn't really attractive.. boa 1-2-3 card and other cards have this reward as well..  the old blue cash requires 6.5 k spend before receiving rewards.. 

i like my sallie mae better.. lol especially 5% on amazon.. even if i don't buy books?