anyone else get nervous?

red259 · ‎02-11-2015

@Skye12329 wrote:
Anyone else get nervous when applying for a card? Like to me the swirling/loading screen is like the death of me. I guess it would be comparable to a pregnancy test

Like even if I'm confident I will get approved i always get an andrenline rush just filling out the app and then when I hit submit I always expect a denial. Always end up being shocked when it says approved. But I mean the 90 seconds is like the longest 90 seconds ever. I always close my eyes.

What about you all?

There is a sense of anticipation when apping, but I can pretty much guarantee it is not comparable to a pregnancy test.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

Anonymous · ‎02-11-2015

@Skye12329 wrote:
Anyone else get nervous when applying for a card? Like to me the swirling/loading screen is like the death of me. I guess it would be comparable to a pregnancy test

Like even if I'm confident I will get approved i always get an andrenline rush just filling out the app and then when I hit submit I always expect a denial. Always end up being shocked when it says approved. But I mean the 90 seconds is like the longest 90 seconds ever. I always close my eyes.

What about you all?

Oh yeah...new to credit decent score but just new

Anonymous · ‎02-11-2015

Not really..

Kenny · ‎02-11-2015

Every. Single. Time. LOL

Take the myFICO Fitness Challenge

Anonymous · ‎02-11-2015

Not really. But I do make sure I have the recon number.

That said I won't be applying for anything for another six months (short of a car loan, that is).

surferchris · ‎02-11-2015

I don't really care if I get an approval or not. I research the scores and profile needed before I apply for something, and if I get rejected, OH WELL...lol

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Anonymous · ‎02-11-2015

Yes all the time specially for my venture since i have a bunch of recent accounts.

which is hurting my fico now.

(crying a little inside)

Anonymous · ‎02-11-2015

I think I was just as nervous on the Amex CLI as any card app. Well, could have been because it was SB Sunday also but there was a bit of angst.

And when I app for one card come the first week in Dec. of this year I don't think nerves will play a part. Hopefully the scores will all be up, current limits will have increased and I should be confident of an approval for whatever the best card for me is at that time.

Gardening sure takes the stress out of credit...

MaisCher · ‎02-11-2015

@Anonymous wrote:
Yes all the time specially for my venture since i have a bunch of recent accounts.

which is hurting my fico now.

(crying a little inside)

I'm always nervous! It literally feels like I might faint LOL

I think I've opened, filled out, and losed the Venture app at least 15x. All while the credit pulls database and who gave me credit tabs are opened in my browser. I don't know if the drive to just apply or the anxiety of waiting on an answer is worse.