Hi madridsta59,
I'd go for the credit card first. Anything you can do to boost your scores
and improve your credit should take priority. You can always find a place
to live.
Also, I'm not sure in which part of the US you reside but most apartment
complexes pull Scorex, which is a special Experian score. Consumers
can't pull a Scorex score the way we can pull our normal FICO scores.
As I understand it, the folks at the apartment complex plug in your personal
information and they get either an approval or denial. They never see a score
of any kind.
So like I said, boost your scores first. Then worry about getting a new place.
Good luck to you!!!!
CanDo
"The right attitude is everything"