You'd do a whole lot better to hold off and get your scores up first. You'll get better cards, rates, CL's. If any of your cards are over 50%, you should absolutely get them way down first. You can get dramatic results in 4-6 weeks (depending on when your current accounts report) by having half of your CC's completely paid off (even if just for one or two cycles), and the rest of them reporting under 10%. Don't worry so much about doing this with mortgages and installments; it's dropping your revolving util that gives you the real zing.
sekou8212 wrote:What is the best card for exquifax score of 618, transunion 607, eperian of 565. I want a card that will just check exquifax score.
Creditaddict wrote:Hooterscard and carnival seamiles pull TU, and your score should be high enough for both of those cards
fused wrote:Like another poster stated, a credit union might be an option. You can also try a bank that you have a good relationship with.