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best non intro rate you have on a card

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Anonymous
Not applicable

Re: best non intro rate you have on a card

Lowest is 6.9% fixed rate on purchases and cash advance with no fees. Local bank is the provider with $10K CL.

Message 21 of 68
Built2last
New Contributor

Re: best non intro rate you have on a card

8.0% on my Barclay Ring with $1 cash advance fee and $0 BT fee.

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Message 22 of 68
Turbobuick
Established Contributor

Re: best non intro rate you have on a card

6.15% for purchases AND cash advances.  Merrick Bank

Message 23 of 68
Open123
Super Contributor

Re: best non intro rate you have on a card

Mine is 9.99% on Fid Amex.

Message 24 of 68
kalani91
Contributor

Re: best non intro rate you have on a card


@KennyRS wrote:

@09Lexie wrote:

Mine is the DCU Plat 8.5%, no rewards but no fees either. Smiley Tongue


My lowest is definitely the DCU platinum, as well. I only became cognizant of it recently when they gave me a SP-CLI and also automatic rate reduction from 9.5% to 8.5%

 

Standard purchase/balance transfer/ cash advance flat rate.


 

 

My DCU plat is the lowest too at 11.5%. This is with a 704 EQ score and 60% utilization

EX 724 ,NFCU Cash Rewards 7k DCU Plat 4.1k, Discover IT 2.5k Chase Freedom 2k. . Cap1 Plat $1.5k, Cap1 QS 1k, , Wells fargo 1.5k, Paypal 1.5k
Message 25 of 68
Kenny
Moderator Emeritus

Re: best non intro rate you have on a card


@kalani91 wrote:

@KennyRS wrote:

@09Lexie wrote:

Mine is the DCU Plat 8.5%, no rewards but no fees either. Smiley Tongue


My lowest is definitely the DCU platinum, as well. I only became cognizant of it recently when they gave me a SP-CLI and also automatic rate reduction from 9.5% to 8.5%

 

Standard purchase/balance transfer/ cash advance flat rate.


 

 

My DCU plat is the lowest too at 11.5%. This is with a 704 EQ score and 60% utilization


You must have the rewards one -- that's the lowest rate on the rewards card. Smiley Happy 

Message 26 of 68
gdale6
Moderator Emeritus

Re: best non intro rate you have on a card

8.79% fixed from my local CU.

Message 27 of 68
Closingracer99
Valued Contributor

Re: best non intro rate you have on a card

Besides my Discover's 19.99% and Chase Sapphire at 15.99% All my other ones are above 20% Smiley Sad  . Pretty thin file and Still have Intro APR% till late 2015 Early 2016 so got a while to worry about my APR% Smiley Happy


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 28 of 68
rudy0720
Regular Contributor

Re: best non intro rate you have on a card

9.9% on my Penfed Platinum Rewards Visa sig card

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Message 29 of 68
juggalo9er
Valued Contributor

Re: best non intro rate you have on a card

just learned my 7.24% card gives 1% cash back

Message 30 of 68
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