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dashpt
Frequent Contributor

black list

Hello all, anyone knows whether Macys and Bank of America do black listing? Thank you.

Cap one secured=200 closed
Cap One unsecured10,000
Wellsfargo1500
Walmart5000
Victoria'ssecrets1850, citicard 6500TU=735,Ex=723,Eq=734
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: black list


@dashpt wrote:

Hello all, anyone knows whether Macys and Bank of America do black listing? Thank you.


BoA still won't HP pull me if that means anything. Paid C/O 6 1/2yrs ago.

Message 2 of 12
sports1965
Frequent Contributor

Re: black list

Yes They do

Message 3 of 12
BearsAndTurtlesRtheBest
Senior Contributor

Re: black list

Macys blacklists, especially if you still owe the previous account.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 4 of 12
dashpt
Frequent Contributor

Re: black list

Ok, well if your black listed can you be an authorized user on their cards?

Cap one secured=200 closed
Cap One unsecured10,000
Wellsfargo1500
Walmart5000
Victoria'ssecrets1850, citicard 6500TU=735,Ex=723,Eq=734
Message 5 of 12
Anonymous
Not applicable

Re: black list


@dashpt wrote:

Ok, well if your black listed can you be an authorized user on their cards?


I'll find out once the Wife's EX is over 710 again and get her to app for BBR.

Message 6 of 12
BearsAndTurtlesRtheBest
Senior Contributor

Re: black list


@dashpt wrote:

Ok, well if your black listed can you be an authorized user on their cards?


I dont see why you couldnt especially since Macys doesnt require SSN for authorized user.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 7 of 12
sjt
Senior Contributor

Re: black list


@Anonymous wrote:

@dashpt wrote:

Hello all, anyone knows whether Macys and Bank of America do black listing? Thank you.


BoA still won't HP pull me if that means anything. Paid C/O 6 1/2yrs ago.


If you paid BofA you should be off their BL

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 8 of 12
Anonymous
Not applicable

Re: black list


@sjt wrote:

@Anonymous wrote:

@dashpt wrote:

Hello all, anyone knows whether Macys and Bank of America do black listing? Thank you.


BoA still won't HP pull me if that means anything. Paid C/O 6 1/2yrs ago.


If you paid BofA you should be off their BL


I gave it a try 3 days ago and no HP

 

And by paid I really should have said settled.

Message 9 of 12
dashpt
Frequent Contributor

Re: black list

I heard BoA is way better a bank with credits and the limits, i wanted to try again but thanks to my ex-husband I guess i'm now black listed..... 

Cap one secured=200 closed
Cap One unsecured10,000
Wellsfargo1500
Walmart5000
Victoria'ssecrets1850, citicard 6500TU=735,Ex=723,Eq=734
Message 10 of 12
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