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Help what is the best credit card to build credit ,,,
EQ=570,TRAN=527,EF=565
your going to get many different answers on this one. from what i have read bank of america has a fairly decent one that can become unsecure. after i filed chapter 7 my scores were very close yours and i got the capitol one secured. Considering this is now my oldest card i almost regret this decision as they have my 200 and i want to cancel the card. I guess if i could go back i would have tried for boa secure first then cap one secure.
@helpme12 wrote:Help what is the best credit card to build credit ,,,
EQ=570,TRAN=527,EF=565
Welcome to the forum
In order to help you better we will need more info
INQ, Baddies, any installment loans SL,Car,Mortgage?
inq 22 , because i was buying a car,
baddies 3
installment 0
sl 2 paid off
mortgage (((( My goal )))
car dont report CR
@helpme12 wrote:inq 22 , because i was buying a car,
baddies 3
installment 0
sl 2 paid off
mortgage (((( My goal )))
car dont report CR
With 3 baddies
Mid 500 scores and 22 INQ's
I would recommend 2 secured cards for 6-9 months and then try for an unsecured card
https://www.sdfcu.org/ no HP required if approved
Thanks i went to that web site ,,, not sure if i was reading wrong or something but it was asking me for a member number
Capital One secured seams to be working for me
@helpme12 wrote:Thanks i went to that web site ,,, not sure if i was reading wrong or something but it was asking me for a member number
Give them a call tomorrow during business hours and get details
thanks
A update i apply for the first progress SCC got approved with 300 deposit ,,
BOA denied me ,,,,,
just want to buy a house this is headache