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We just checked her reports and they are all right around 730s mostly 0 balances.
Im wanting to pick up a card just for her. Everything we have is joint, except the new ML+ card that I have coming. I think it would be a good idea to at least have one card with a different issur besides chase and nfcu. Amex hates her and discover seems to turn her down everytime. So open to ideas, dont need a cash rewards or anything, just a normal low interest credit card. I think we have hit our max limit at NFCU and Chase so.... ideas. her inquries are around 6-8 most from car shopping and 2 from ge for paypal and lowes
@swpopham wrote:We just checked her reports and they are all right around 730s mostly 0 balances.
Im wanting to pick up a card just for her. Everything we have is joint, except the new ML+ card that I have coming. I think it would be a good idea to at least have one card with a different issur besides chase and nfcu. Amex hates her and discover seems to turn her down everytime. So open to ideas, dont need a cash rewards or anything, just a normal low interest credit card. I think we have hit our max limit at NFCU and Chase so.... ideas. her inquries are around 6-8 most from car shopping and 2 from ge for paypal and lowes
Need more info whats her file like baddies, cards etc
EDIT....INQ"s on which CB
12 year file aaoa 7.0 inquries are spread between them all for the last 2 years, income around 85k 1 bad from toyota in 2009 (still fighting over a lease return) shows charge off 0 balance customer disuptes and disagrees with resolution.
cards
Chase CSP 30k- dunnp prob 3.5 for the month (joint)
Nfcu 22k- 28k- 2.5k balance (joint)
walmart- 10.5k 3500 statement cut and PIF (new tires) (hers)
lowes 7.5k- 0 balance (hers)
nav check 15k- 0 balance(joint)
nav check 15k- 0 balance (joint)
ben bridge 15k- 9k balance (joint)
Ink cash + 100k dosent report
jp morgan pd card 50k dosent report both joint accounts
150k house paid down to 82k in 5 years
cars/trucks/ business loans are in my name
@swpopham wrote:12 year file aaoa 7.0 inquries are spread between them all for the last 2 years, income around 85k 1 bad from toyota in 2009 (still fighting over a lease return) shows charge off 0 balance customer disuptes and disagrees with resolution.
cards
Chase CSP 30k- dunnp prob 3.5 for the month (joint)
Nfcu 22k- 28k- 2.5k balance (joint)
walmart- 10.5k 3500 statement cut and PIF (new tires) (hers)
lowes 7.5k- 0 balance (hers)
nav check 15k- 0 balance(joint)
nav check 15k- 0 balance (joint)
ben bridge 15k- 9k balance (joint)
Ink cash + 100k dosent report
jp morgan pd card 50k dosent report both joint accounts
Barclay arrival has a nice int% rate pulls from TU may fit her profile and usually has a BT offer as well
citi declined her in Jan for inquries on eq...dunno if I like the way citi is, Im still screwing the presidential office over my account I told them to up the limit or close it. its been 6 months since I opened it.
@09Lexie wrote:
Hmm, when i think if low rates neither one come to mind. What about Barclays Ring?
09lexie that's the card I meant said arrival don't know why its the Ring 8% int...
Mind wondered while eating popcorn Lol